Self-motivated worker with over 15 years of debt collections and customer service experience. A diverse background working with various clients for delinquent account retention and loss recovery. Strong negotiator, able to work in a fast-paced environment and adapt accordingly. Efficient at collecting accounts in compliance with all applicable regulations and internal performance standards in order to meet personal and company goal objectives. Tactful at resolving challenging situations with a professional tone in a firm but friendly demeanor with irate consumers.