Texas licensed claims adjuster with comprehensive experience evaluating and investigation policy coverage, liability and damages in a timely manner. Committed to following all claim guidelines. Recognized by superiors for maintaining accurate and organized claim files consistently.
Overview
8
8
years of professional experience
Work History
Property Desk Adjuster
Citizens Insurance
San Antonio, TX
09.2022 - 03.2024
Investigated coverage, liability and reasons for denial of claims and reiterated that info to policyholders, attorneys and third-party providers.
Reviewed and enhanced field estimates to identify supplements and rectify any omitted items not originally included by the field adjuster
Coordinated emergency repair with mitigation companies and contractors to optimize customer claim handling.
Delivered exceptional customer service to clients by communicating information and actively listening to concerns.
Drafted statement of loss to summarize damages, payments and underlying policy coverage.
Investigated properties, classified damages and created estimates outlining repair costs.
Liability Claims Adjuster
Eberls Claim Service
San Antonio, TX
11.2021 - 08.2022
Adhered to company and insurance client's guidelines in claims processes, estimate writing and claim closures.
Conducted interviews to obtain detailed information to accurately complete liability decisions.
Provided quality customer service to assigned, insured and claimants throughout claims process to deliver timely service to customers.
Ensured timely processing of claims through regular follow-up on outstanding issues.
Interpreted legal documents such as contracts, policies and pleadings in order to assess potential liability exposures.
Investigated, analyzed and evaluated complex insurance claims to determine coverage and liability.
Bodily Injury/Liability Claims Specialist
Eberls Claim Service
San Antonio, TX
08.2021 - 10.2021
Contacted policyholders, claimants and witnesses to determine liability in auto accidents.
Handled billing related activities focused on medical specialties.
Collected payments, processed receipts and informed policyholders of coverage decisions.
Handled complex related claims which included multi car accidents, disputes, and coverage questions.
Maintained detailed documentation of all activities related to assigned cases including correspondence, research notes, investigative reports and settlement agreements.
Reviewed relevant case law in order to evaluate potential courses of action for resolving disputes.
Liability Claims Adjuster
Alacrity
San Antonio, TX
08.2019 - 07.2021
Analyzed first reports of loss and underlying file material to determine liability
Handled 1st and 3rd party property damage claims from inception to close
Recommended settlement offers and negotiated payment arrangements
Adhered to company and insurance client's guidelines in claims processes, estimate writing and claim closures.
Conducted interviews with claimants, witnesses, and medical providers to obtain information concerning claim circumstances.
Researched applicable legal precedents and consulted with attorneys when necessary.
Negotiated settlements with claimants or their representatives in order to resolve disputes.
Claim Adjuster (liability)
EA Renfroe
Winter Haven, FL
10.2018 - 04.2019
Researched and reviewed information to determine validity of insurance claims and contacted companies and customers about decisions.
Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions.
Presented and clearly explained insurance policy options based on clients' needs and goals.
Reviewed data to verify validity of claims and determine case management actions.
Gathered information from various third parties to determine claim acceptability.
Communicated with personnel and legal counsel on claims involving litigation.
Claim Owner (complex Liability)
Worley Claims Services LLC
Dallas, TX
01.2017 - 09.2018
Provided quality customer service to all assigned, insured and claimants throughout claims process to deliver timely service to customers.
required to close claims at a rate of 100% on a daily basis
Submitted up to date activity and production logs to management daily
Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions.
Analyzed information gathered by investigations and reported findings and recommendations.
CAT Field Inspector
Worley Claims Services LLC
Austin, TX
08.2016 - 12.2016
Determined coverage based on policy and created estimates outlining repair costs using audatex
Documented all pictures and assessed damaged per carrier guidelines
Conducted field investigations, including on-site inspections of property damage.
Drafted detailed reports outlining findings from investigations and interviews.
Reviewed policy language to ensure accuracy when processing a claim.
Bodily Injury/General Liability Claims Adjuster
EA Renfroe
Winter Haven, FL
01.2016 - 07.2016
Investigated and compared insurance policies, including fire, homeowners, personal line, liability and commercial coverage.
Interviewed and spoke with claimants, witnesses, police officers, doctors and other parties to determine claim settlement or denial.
Analyzed medical bills, police reports and medical treatment records
Collected evidence to support contested claims in court cases.
Conducted witness interviews to assist claim information gathering process.
Interviewed claimants, medical specialists and employers to determine pertinent claim information.
Completed required investigations on referred files within established timeframes.
Education
High School Diploma -
Thompson Valley Highschool
2016
Skills
Daily claim experience (commercial and residential with multiple jurisdictions)
Alternative Dispute Resolutions and Appraisal Spec at Alacrity Solutions / CItizens InsuranceAlternative Dispute Resolutions and Appraisal Spec at Alacrity Solutions / CItizens Insurance