Arthur Sears IV
Mesa,AZ
Summary
Versatile business leader bringing 10+ years of experience as accomplished Mortgage Loan Officer, 20+ Years Sales Experience Total. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations and guidelines. Strategic problem-solver, change manager and visionary executive with success implementing plans to meet current and future needs. Key expertise in Sales. Results-oriented Sales executive with demonstrated record of accomplishment in streamlining operations, increasing profits and maximizing market penetration. Decisive leader promoting operational improvements, market expansion and positive corporate culture as keys to success.
Overview
15
15
years of professional experience
Work History
President
Zanman Sports Cards 2 LLC
06.2022 - Current
- Managed day-to-day operations of busy online shop
- Promoted products on multiple channels, including social media, online ad campaigns, and word-of-mouth initiatives.
- Handled selection, purchasing, and import of collectibles and sport memorabilia
- Cultivated strong relationships with external partners to foster collaboration and maximize resources.
- Monitored financial performance and implemented measures to enforce compliance with budgetary standards.
- Prepared annual budget forecasts and monitored performance to meet organizational objectives.
- Established innovative policies to improve organizational performance and increase customer satisfaction.
Mortgage Loan Originator
Draper And Kramer Mortgage Corp
03.2021 - 06.2022
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
Triple Crown- Presidents Club Mortgage Banker/Loan Officer
Quicken Loans/Rocket Mortgage
09.2013 - 03.2021
- Recommends loan approvals and denials based on customer loan application reviews.
- Submits loan applications to underwriter for verification and recommendations.
- Develops and maintains relationships with local real estate agents.
- Complies with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Maintains strict confidentiality of bank records and client information.
- Obtains copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Develops prospects for new loans by conducting 50 cold calls weekly.
- Proactively identifies solutions for customers experiencing credit issues.
- Works with underwriters to fix application problems and resolve issues.
- Oversees scheduling of timely loan closing to satisfy home builder and borrower needs.
- Helps clients navigate mortgage loan applications and works with them to provide them the best mortgage for their needs and wants, from start to finish, specific to their credit and income situations
- Takes complete loan applications, gathers all documentation from borrowers for loan approvals
- Works both Refinance and purchase loans
- Works efficiently on FHA/VA/CONV/DPA/USDA/PORTFOLIO deals
- Knows Fannie and Freddie Guidelines fluently
- Licensed in 29 states
- Won the purchase banker People's Choice Award in Dec of 2020
- Works well under pressure and with deadlines
- Great knowledge of the industry
- Reviews and gathers all necessary documents from the borrowers upfront so that an initial approval is clean, and borrowers are happy
- Knowledge of self-employed borrowers
- Knowledge of re-working files to qualify borrowers when situations arise (if possible)
Personal Stylist/Sales Associate
Barneys New York
07.2009 - 09.2013
- Produced partial or complete wardrobe collections to support individual client objectives, spanning, modification to image, altered body style, updated professional appearance or special events.
- Consulted with clients to determine style preferences and provide appropriate recommendations for new image.
- Maintained up-to-date knowledge of new fashions by attending industry events and trade shows, and monitoring consumer market trends.
- Worked with many celebrities and athletes regularly and maintained their business and relationships
- Handled payment transactions and kept personal information of clients safe and secure.
- Greeted all clients with warm smile and asked open-ended questions to better understand his or her needs.
- Developed compelling outfit designs that exceeded client expectations and resulted in top sales amounts at store location.
Sales Manager
Kenneth Cole New York
05.2008 - 06.2010
- Maximized productivity by keeping detailed records of daily progress and identifying and rectifying areas for improvement.
- Assessed supplier quality to maintain tight cost controls and maximize business operational performance.
- Onboarded new employees with training and new hire documentation.
- Recorded inventory sales into organization's weekly income report.
- Directed staff and managed opening and closing of store
- Accomplished multiple tasks within established timeframes.
- Maintained customer relationships
Education
Associate of Arts - Business
Scottsdale Community College
Scottsdale, AZ05.2012
Skills
- Referral Network Development
- Property Evaluation
- Application Review
- Creditworthiness Determination
- Loan File Review
- Automated Underwriting System (AUS)
- Attention to Detail
- Income Evaluation
- Problem Solving
- Customer Relations
- Company Relations
- Approachable and Outgoing
Timeline
President
Zanman Sports Cards 2 LLC
06.2022 - Current
Mortgage Loan Originator
Draper And Kramer Mortgage Corp
03.2021 - 06.2022
Triple Crown- Presidents Club Mortgage Banker/Loan Officer
Quicken Loans/Rocket Mortgage
09.2013 - 03.2021
Personal Stylist/Sales Associate
Barneys New York
07.2009 - 09.2013
Sales Manager
Kenneth Cole New York
05.2008 - 06.2010
Associate of Arts - Business
Scottsdale Community College