Hi, I’m
Ashley Clark
Mortgage Loan Officer
Lake Worth,FL
Summary
Professional with strong experience in the mortgage industry, prepared for this role. Proven ability to assess clients' financial needs, originate loans, and ensure compliance with regulations. Reliable team player who adapts to changing demands and focuses on achieving results. Skilled in customer service, financial analysis, and communication.
Overview
16
years of professional experience
1
Certificate
Work History
The Mortgage FirmMelbourne, Florida
Mortgage Loan Officer Assistant (Remote)
05.2023 - Current
Job overview
- Managed a pipeline of mortgage applications, maintaining accuracy and prioritizing urgent cases.
- Coordinated with loan officers to optimize the pre-approval process, resulting in a smoother overall experience for clients.
- Answered inquiries and provided superior customer service to clients.
- Reduced processing time by maintaining an organized system for tracking outstanding documents and follow-ups.
- Set up files using loan officer checklist and submitted on-time for processing.
- Communicated with customers daily to request information and complete paperwork.
UMortgage
Mortgage Loan Officer
01.2023 - 05.2023
Job overview
- Educated clients on the mortgage process, assisting them with gathering necessary documentation for pre-approval applications.
- Improved customer satisfaction ratings by providing tailored solutions that met individual needs.
- Continuously updated knowledge of industry trends, regulations, and products to maintain a competitive edge within the market.
- Conducted thorough analyses of applicants'' financial profiles to determine suitable loan options and provide sound guidance during decision-making processes.
- Maintained strong relationships with real estate agents, builders, and financial planners to generate new leads and referrals.
Iconic Mortgage
Loan Officer
11.2022 - 01.2023
Job overview
- Meet with clients to determine their need and recommend right loan products
- Evaluate loan applications and documentation by reviewing credit worthiness
- Maintain active pipeline ensuring all items needed for loans are in and complete
- Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Evolve Mortgage ServicesWest Palm Beach, Florida
Underwriting: Front Line & Due Diligence (Remote)
03.2021 - 07.2022
Job overview
- Calculated loan applicant debt ratios, income and terms and payments to determine financial stability of applicants to repay loan.
- Performed post-closing review for loans waiting for secondary market purchase.
- Maintained compliance with regulatory requirements through diligent monitoring of underwriting policies and procedures.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Reviewed all Loan Types including Non-QM products
Certified Mortgage PlannersMelbourne, FL
Loan Processor (Remote)
09.2020 - 03.2021
Job overview
- Order and analyze appraisals, title documents, FHA case numbers, verifications of employment, evidence of homeowner’s insurance and tax transcripts
- Review TRID disclosure and Loan Estimates to ensure accuracy
- Review and analyze borrower loan application for Conventional, FHA and VA loans
- Manage pre-closing activities/checklists while simultaneously processing new originations
Simplified ProcessingMelbourne, FL
Loan Processor
08.2018 - 07.2019
Job overview
- Order and analyze appraisals, title documents, FHA case numbers, verifications of employment, evidence of homeowner’s insurance and tax transcripts
- Review TRID disclosure and Loan Estimates to ensure accuracy
- Review and analyze borrower loan application for Conventional, FHA and VA loans
- Manage pre-closing activities/checklists while simultaneously processing new originations
The Mortgage Firm
Loan Partner
07.2017 - 02.2018
Job overview
- Manage Loan Officer’s pipeline and to make certain that all loans are ready for submission to Processing Department
- Communicate with referral partners, current and past clients, listing and selling agents, title companies, lenders and Underwriters to solidify relationships and garner future business
- Assist Loan Originator in taking applications, scheduling appointments, and locking loans
- Improved loan processing efficiency by streamlining documentation and communication procedures.
- Conducted regular pipeline reviews with management to assess progress toward team goals and identify areas for improvement.
Education
University of Central FloridaOrlando
Bachelor of Science from Health Science
01.2005
Skills
- Goal oriented
- Loan origination, Document review, credit evaluation
- Loan processing
- Pipeline management
- Residential mortgage lending regulations
- Encompass and Calyx
Certification
- Licensed Mortgage Loan Originator - 8 years
- NMLS# 1382964
Accomplishments
- Used Microsoft Excel and Google Sheets to develop pipeline tracking spreadsheets.
- Creating a Microsoft Onenote for all job aids, notes, and email templates to streamline the process for current & new employees.
Availability
See my work availability
Not Available
Available
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Work Preference
Work Type
Full TimeWork Location
RemoteHybridOn-SiteImportant To Me
Work-life balanceFlexible work hoursCompany CulturePersonal development programsHealthcare benefitsPaid time off401k matchPaid sick leaveTeam Building / Company RetreatsTimeline
Mortgage Loan Officer Assistant (Remote)
The Mortgage Firm
05.2023 - Current
Mortgage Loan Officer
UMortgage
01.2023 - 05.2023
Loan Officer
Iconic Mortgage
11.2022 - 01.2023
Underwriting: Front Line & Due Diligence (Remote)
Evolve Mortgage Services
03.2021 - 07.2022
Loan Processor (Remote)
Certified Mortgage Planners
09.2020 - 03.2021
Loan Processor
Simplified Processing
08.2018 - 07.2019
Loan Partner
The Mortgage Firm
07.2017 - 02.2018
University of Central Florida
Bachelor of Science from Health Science
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