Beth Alexander

Perform reviews of consumer and commercial loans to ensure compliance with established policies and procedures and underwriting guidelines. Responsible for reviewing documents, assessing changes needed, and logging exceptions to be tracked.

• Responsible for deposit and loan portfolio growth goals.
• Created strategies to develop and expand existing client relationships and to develop new prospective clients by conducting calls weekly and developing referral sources.
• Managed the entire loan underwriting process including analysis of credit risk by analyzing financial statements, tax returns, credit reports, and other financial information. Responsible for committee approvals, pricing, collateral perfection, and disbursement of loan proceeds
• Management of loan portfolio with responsibilities of extensively analyzing and documenting financial and income trends and payment history to determine changes in credit ratings for relationships.
• Worked closely with clients to give high touch personal service for all areas of banking needs.