Beth Mecionis-Perna
Wayne,NJ
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant.
Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
3
3
years of professional experience
Work History
Sr. Mortgage Loan Processor
First Home Bank
10.2021 - 06.2022
- Handled any conditions sent from underwriting departments.
- Set up and completed loan submission packages.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Prepared file for final clear-to-close by branch management.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Processed mortgage loan applications accurately and successfully for over 37 years.
Sr. Mortgage Loan Processor/Mortgage Loan Coordinator
Guaranteed Rate
07.2019 - 10.2021
- Set up and completed loan submission packages.
- Handled any conditions sent from underwriting departments.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Processed mortgage loan applications accurately and successfully for over 37 years.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
Sr. Mortgage Loan Processor
Residential Home Funding Corp.
07.2019 - 10.2021
- Handled any conditions sent from underwriting departments.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Set up and completed loan submission packages.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Processed mortgage loan applications accurately and successfully for over 37 years.
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
Education
GED -
Montclair State College
Montclair, NJSkills
- Loan Process Coordination
- Microsoft Office
- Credit Reporting Software
- Contacting Borrowers
- Compile Documents
- Processing Loan Applications
- Credit Bureau Contact
- Income Verification
- Desktop Underwriter
- Encompass
- Excel
- Information Verification
Timeline
Sr. Mortgage Loan Processor
First Home Bank
10.2021 - 06.2022
Sr. Mortgage Loan Processor/Mortgage Loan Coordinator
Guaranteed Rate
07.2019 - 10.2021
Sr. Mortgage Loan Processor
Residential Home Funding Corp.
07.2019 - 10.2021
GED -
Montclair State College
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