Beverly Simmons-Henry
Orlando,FL
Summary
Personable Mortgage Specialist with a 24 year background in developing and maintaining customer relationships in the Mortgage and Real Estate industry. Sound knowledge of federal regulations and the underwriting process. Skilled in evaluating the financial histories of clients and building a network of money lenders and buyers.
Seasoned Real Estate Broker with 29 years of experience. Successful at providing comprehensive education to both buyers and sellers and maintaining long-term relationships with residential clients. Adept at rental management and helping plan finances with knowledge of mortgages and Real estate law. Dependable and detail-oriented worker.
Results-driven Broker with a progressive career in management, leadership and customer service in the financial and real estate industries.
Overview
37
37
years of professional experience
Work History
Licensed Real Estate Broker
Paradise One PA/Paradise One Realty/Paradise One PM Group
10.2000 - Current
- Obtained agreements from property owners to place properties for sale with real estate firms.
- Manage and Rent Properties through Paradise One Property Management Group.
- Negotiated real estate contracts to successfully navigate potential purchases between buyers and sellers.
- Continually stayed up-to-date on mortgage rates and related real estate news.
- Advertised client properties on websites, through social media and in real estate guides.
- Negotiated, facilitated and managed real estate transactions.
- Collected appropriate fees for individual property transactions.
- Acted as intermediary between property owners and prospective buyers to facilitate a successful purchase and transfer of ownership.
- Arranged for title searches of properties being sold and gave buyers virtual and physical tours of properties.
- Compared properties with similar properties that have recently sold to determine its competitive market prices.
- Acted as intermediary between property owners and prospective buyers to facilitate a successful purchase and transfer of ownership.
- Arranged for title searches of properties being sold and gave buyers virtual and physical tours of properties.
- Compared properties with similar properties that have recently sold to determine its competitive market prices.
- Negotiated final sales prices with home sellers.
- Communicated between buyers and sellers about property transactions.
- Generated lists of properties for sale, their locations, descriptions and available financing options.
- Assisted clients in financial planning for purchase.
- Advised clients on mortgage and housing conditions to increase chances of identifying successful properties while ensuring customer satisfaction.
- Maintained connections with clients to encourage repeat business and referrals.
- Delivered positive, effective sales presentations.
- Informed home buyer of the sales, construction and warranty processes.
- Developed and maintained relationships with clients through networking, postcards and cold calling.
- Guided clients from beginning to end of the home buying process in choosing the right property.
- Prepared and organized documents for co-op board interviews.
- Met all monthly and quarterly sales goals.
- Negotiated contracts on behalf of clients.
- Followed up with prospective buyers regarding incentives from the builder and new developments in the surrounding area.
- Developed and maintained a list of properties suited to different needs and budgets.
- Oversaw the advertising of properties for web and print media.
- Coordinated appointments to show marketed properties.
- Created virtual tours of homes listed, providing potential buyers with additional exposure to properties.
- Generated listings for sales and rental properties through cold calls and referrals.
- Manage Sales Agents who work under my license.
Senior Loan Officer/Principal Broker/Owner
Mortgage Unlimited Of Central Fl, Inc
05.2000 - Current
- Coordinated appointments to show marketed properties.
- Generated listings for sales and rental properties through cold calls and referrals.
- Followed up with prospective buyers regarding incentives from the builder and new developments in the surrounding area.
- Acted as liaison between buyers and sellers to ensure positive experiences for both parties.
- Created and implemented marketing plans to drive sales.
- Oversaw the advertising of properties for web and print media.
- Developed and maintained relationships with clients through networking, postcards and cold calling.
- Worked closely with clients to get the appropriate loans, inspections and credit reports.
- Delivered positive, effective sales presentations.
- Trained and directed new hires during department orientations.
- Researched industry competitors and compiled detailed analysis data.
- Maintained friendly and professional customer interactions.
- Adhered to all current and upcoming rules and regulations
Mortgage Broker
The Mortgage Market Financial Group, Inc
08.2000 - 05.2002
- Explained the entire mortgage loan process, including payment terms to the borrower.
- Evaluated borrower financial information, including pay stubs and credit history to determine loan possibility.
- Assessed clients' financial data, including credit and assets, to determine their loan qualification.
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Explained the entire mortgage loan process, including payment terms to the borrower.
- Evaluated borrower financial information, including pay stubs and credit history to determine loan possibility.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Collaborated with different lenders to find the best possible deal for homebuyers.
- Represented buyers and sellers of developed and undeveloped properties.
- Delivered positive, effective sales presentations.
- Maintained connections with clients to encourage repeat business and referrals.
- Created and implemented marketing plans to drive sales.
- Continually stayed up-to-date on mortgage rates and related real estate news.
- Worked closely with clients to get the appropriate loans, inspections and credit reports.
Head Bookkeeper
Winn Dixie Stores, Inc
02.1987 - 01.2001
- Maintained general ledger by transferring subsidiary account summaries.
- Maintained accurate historical records.
- Developed effective systems for charting financial transactions
- Compiled financial reports pertaining to cash receipts, expenditures and profit and loss.
- Researched topics and completed due diligence to resolve issues in a timely manner.
- Performed complex general accounting functions, including preparation of journal entries, account analysis and balance sheet reconciliations.
- Generated financial statements and facilitated account closing procedures each month.
- Provided timely actuals, forecast and budget data for IT and corporate management.
- Followed up with customers to collect information and verify details.
- Worked with managers to develop annual expense plan goals.
- Trained new employees on accounting principles and company procedures.
Real Estate Agent
Avatar Realty
04.1997 - 10.2000
- Followed up with prospective buyers regarding incentives from the builder and new developments in the surrounding area.
- Developed and maintained a list of properties suited to different needs and budgets.
- Communicated between buyers and sellers about property transactions.
- Showed properties to potential buyers and other brokers at open houses and by appointment.
- Collected appropriate fees for individual property transactions.
- Developed and maintained relationships with clients through networking, postcards and cold calling.
- Advised buyers through steps of purchasing a new house in various communities.
- Represented buyers and sellers of developed and undeveloped properties.
- Presented purchase offers to sellers for consideration.
- Worked closely with clients to get the appropriate loans, inspections and credit reports.
- Negotiated contracts on behalf of clients.
- Advertised client properties on websites, through social media and in real estate guides.
- Generated referrals to various real estate agents.
- Marketed and sold property for clients by hosting open houses and advertising online and in print.
- Informed home buyer of the sales, construction and warranty processes.
Model Center Representative
Champagne Homes
05.1995 - 04.1997
- Coordinated appointments to show marketed properties.
- Delivered positive, effective sales presentations.
- Acted as liaison between buyers and sellers to ensure positive experiences for both parties.
- Maintained connections with clients to encourage repeat business and referrals.
- Developed and maintained relationships with clients through networking, postcards and cold calling.
- Continually stayed up-to-date on mortgage rates and related real estate news.
- Guided clients from beginning to end of the home buying process in choosing the right property.
- Managed contracts, negotiations and all aspects of sales to finalize purchases and exceed customer expectations.
Education
Associate of Arts - Accounting
Southern College
Orlando, FLReal Estate Broker
IFREC
Orlando, FL2000
Mortgage Loan Officer
Kambuck Mortgage
2000
Skills
- Senior Loan Officer
- Financing
- Customer service-oriented
- Recommending mortgage programs
- Calyx proficiency
- Processing loan applications
- Loan terms
- Conducting financial assessments
- Borrower needs assessment
- Home loan process explanation
- Documentation and reporting
- Real estate development
- Property management
- Notary Public
- Rental management
- Residential sales
- Agent and seller communications
- Promotional and advertising skills
- Sales-savvy
Timeline
Licensed Real Estate Broker
Paradise One PA/Paradise One Realty/Paradise One PM Group
10.2000 - Current
Mortgage Broker
The Mortgage Market Financial Group, Inc
08.2000 - 05.2002
Senior Loan Officer/Principal Broker/Owner
Mortgage Unlimited Of Central Fl, Inc
05.2000 - Current
Real Estate Agent
Avatar Realty
04.1997 - 10.2000
Model Center Representative
Champagne Homes
05.1995 - 04.1997
Head Bookkeeper
Winn Dixie Stores, Inc
02.1987 - 01.2001
Associate of Arts - Accounting
Southern College
Real Estate Broker
IFREC
Mortgage Loan Officer
Kambuck Mortgage