Blake Oyen
Dubuque,IA
Summary
Analytical professional in the finacial field, known for high productivity and efficiency in task completion. Skilled in risk assessment, policy development, and regulatory compliance. Excel at problem-solving, communication, and decision-making to deliver optimal outcomes. Talented professional with several years of experience and expertise in underwriting and automotive industry. Strong statistical analysis, quoting and negotiating skills.
Overview
12
12
years of professional experience
Work History
Indirect Underwriter
Dupaco Commuity credit Union
Dubuque, Iowa
12.2019 - Current
- Reviewed and evaluated loan applications to assess creditworthiness, risk and eligibility for approval.
- Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
- Maintained up-to-date knowledge of industry trends, regulations and compliance requirements.
- Ensured timely submission of all documents needed for closing transactions.
- Communicated effectively with lenders, brokers and other external partners involved in transactions.
- Monitored loan portfolio performance to identify and mitigate potential risks.
Automotive Finance Manager
McGrath Rent
Dubuque, Iowa
01.2016 - 01.2019
- Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
- Developed strategies to increase auto finance sales volume while maintaining profit margins.
- Prepared and presented financial reports to upper management.
- Analyzed customer credit histories in order to determine eligibility for loans.
- Reviewed contracts for accuracy prior to signing by customers.
- Assessed risk associated with potential borrowers in order to minimize losses.
- Ensured compliance with all applicable state and federal regulations pertaining to auto financing services.
Store Manager
JB Robinson Jewelers
Dubuque, Iowa
01.2013 - 01.2016
- Conducted daily store operations, including opening and closing procedures and cash handling.
- Developed strategies to maximize sales and profitability.
- Organized promotional events to increase product awareness.
- Established customer service standards and monitored staff compliance.
- Resolved customer complaints in a timely manner.
- Analyzed financial data to identify areas of improvement.
- Assessed operational efficiency of the store's departments.
- Identified opportunities for cost savings through waste reduction initiatives.
Education
Associate's - Business Education
Northeast Iowa Community College
Dubuque Ia06-2018
Skills
- Building strong relationships
- Risk Mitigation
- Negotiation proficiency
- Influencing business growth
- Risk Assessment
- Loss Mitigation
- Client Relationship Building
- Sales Planning
- Sales team training
- Staff Management
- Social Media Savvy
Timeline
Indirect Underwriter
Dupaco Commuity credit Union
12.2019 - Current
Automotive Finance Manager
McGrath Rent
01.2016 - 01.2019
Store Manager
JB Robinson Jewelers
01.2013 - 01.2016
Associate's - Business Education
Northeast Iowa Community College
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