Motivated professional with a proven work ethic and adaptability. Demonstrates exceptional interpersonal skills and the ability to work independently. Quickly masters new skills to enhance productivity and team collaboration.
Overview
13
13
years of professional experience
Work History
Loan Specialist
Highlight Technologies LLC (SBA)
Fairfax, VA
04.2020 - 09.2025
Review and process SBA loan applications (PPP, 7a, 504, disaster loans, etc).
Conduct in-depth financial analysis, including cash flow, collateral, and repayment capacity.
Ensure loan files comply with SBA program rules, federal regulations, and lender policies.
Guide applicants through the SBA loan process.
Prepare detailed reports, documentation, and recommendations for loan approvals and denials.
Residential Loan Officer
Bank of Hawaii
Honolulu, HI
04.2017 - 02.2020
Analyzed financial data and credit reports of prospective borrowers to determine eligibility for loans.
Compiled and submitted loan applications, supporting documents, and appropriate disclosures in accordance with established procedures.
Conducted interviews with prospective borrowers to obtain information for loan applications.
Negotiated terms and conditions of loans with customers, ensuring compliance with regulatory requirements.
Reviewed appraisals, title commitments, surveys and other documents related to real estate transactions.
Monitored the progress of each loan application from submission through closing.
Residential Loan Officer/Mortgage Processor
American Savings Bank
Honolulu, HI
09.2012 - 03.2017
Compiled and submitted loan applications, supporting documents, and appropriate disclosures in accordance with established procedures.
Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
Ensured that all required paperwork was completed accurately prior to submitting it for underwriting review.
Prepared closing documents for review by underwriter or manager.
Researched discrepancies between customer documentation and bank policies and procedures to ensure accuracy of loan files.
Loan Specialist/Senior Team Leader at RP Professionals Services LLC / SBA ContractorLoan Specialist/Senior Team Leader at RP Professionals Services LLC / SBA Contractor
Loan Specialist at Highlight Technologies/RP Pro Services (SBA PPP/EIDL programs)Loan Specialist at Highlight Technologies/RP Pro Services (SBA PPP/EIDL programs)