Summary
Overview
Work History
Education
Skills
Timeline
Generic

Breanne Reynolds

Minneapolis ,MN

Summary

I am a highly motivated employee with a 20+ year track record of success in providing exceptional customer service and sales support in many environments. I am a hardworking and reliable employee. I am a strong team player, committed to assisting co-workers, management, and clients with all duties necessary for success.

Experienced with risk assessment, ensuring thorough analysis and fair decisions for OneMain auto purchase policies. Utilizes underwriting expertise to balance customer needs with company guidelines, fostering trust and compliance. Track record of effective communication and strong analytical skills, supporting dealerships and maintaining industry standards.

Overview

23
23
years of professional experience

Work History

Auto Underwriter

OneMain Financial
Mendota Heights, MN
10.2021 - Current
  • Evaluated loan applications to determine eligibility and risk factors.
  • Analyzed credit reports and financial statements for accuracy and consistency.
  • Collaborated with team members to streamline underwriting processes and improve turnaround times.
  • Ensured compliance with regulatory guidelines in all underwriting decisions.
  • Developed underwriting strategies that enhanced portfolio performance and reduced default rates.
  • Improved internal communication between departments, promoting collaboration in the decision-making process for complex cases.
  • Reviewed applicant information thoroughly, ensuring proper identification of potential risks and adherence to company guidelines.
  • Monitored loss ratios regularly, implementing necessary adjustments to maintain long-term financial stability within the portfolio.
  • Consistently met monthly quotas by carefully prioritizing tasks and managing time effectively.
  • Developed strong relationships with clients by providing exceptional service and addressing inquiries professionally.
  • Achieved top performer at least 11 quarters during employment
  • Highly motivated in servicing teammates and customers (dealers) alike
  • Motivated each month to hit top performance standards and achieved this goal nearly all months

Store Manager

CosmoProf
Burnsville, MN
07.2020 - 10.2021
  • Led daily store operations, ensuring high levels of customer service and satisfaction.
  • Managed inventory control processes, optimizing stock levels and minimizing shrinkage.
  • Trained and mentored staff, fostering professional development and enhancing team performance.
  • Implemented visual merchandising strategies to improve product presentation and drive sales.
  • Delivered positive results by controlling monthly operations budget and limiting financial discrepancies.
  • Engaged and interacted with customers to create positive shopping experiences and drive revenue growth.
  • Reported to district manager regarding all store and staff issues, financial goals and sales.
  • Promoted team collaboration, performance and efficiency by fostering healthy environments focused on mutual success
  • Reviewed performance data to monitor and measure productivity, goal progress and activity levels.
  • Managed all aspects of store operations, including organization, maintenance and purchasing functions.
  • Responded to customer concerns with friendly and knowledgeable service and remedied issues promptly and effectively.
    Generated repeat business by delivering exceptional customer service and positive engagement.

Store Manager

Ragstock
Edina, MN
08.2018 - 07.2020
  • Oversaw, trained and encouraged at least 5 sales associates, promoting culture of efficiency and performance
  • Engaged and interacted with customers to create positive shopping experiences and drive revenue growth
  • Set, enforced and optimized internal policies to maintain efficiency and responsiveness to demands
  • Managed, hired and developed top talent to strengthen workflow and productivity
  • Reviewed performance data to monitor and measure productivity, goal progress and activity levels
  • Responded to customer concerns with friendly and knowledgeable service and remedied issues promptly and
  • Promoted team collaboration, performance and efficiency by fostering healthy environments focused on mutual successeffectively
  • Reported to district manager regarding all store and staff issues, financial goals, and successes

Training Manager

Ragstock
Various Cities, MN, IA, WI
05.2018 - 07.2020
  • Developed training programs to enhance employee skills and knowledge across departments.
  • Implemented onboarding procedures, ensuring new hires quickly integrated into company culture.
  • Evaluated training effectiveness through feedback and performance assessments, adjusting programs accordingly.
  • Collaborated with management to identify training needs and align with organizational goals.
  • Mentored junior trainers, providing guidance on best practices and instructional techniques.
  • Analyzed training metrics to drive improvements in program delivery and participant engagement.
  • Evaluated the effectiveness of training programs using various assessment tools, providing valuable feedback for continuous improvement initiatives.

Assistant Manager

Ragstock
Bloomington, MN
11.2011 - 08.2018

-Coached team on effective upselling and cross-selling methods

-Offered hands-on assistance to customers, assessing needs and maintaining current knowledge of consumer preferences

-Advanced to keyholder and assistant manager-in-charge in manager's absence

-Supervised team of at least 15 employees and provided feedback on performance

-Handled customer service by dealing with complaints, organizing stock and answering customer questions

Stylist

Mia And Maxx
Burnsville, MN
06.2009 - 11.2011
  • Designed customized looks for diverse clientele, enhancing personal style and confidence.
  • Collaborated with team to develop seasonal trends, increasing overall salon appeal and customer satisfaction.
  • Mentored junior stylists, providing training on advanced techniques and client interaction skills.
  • Streamlined appointment scheduling process, improving operational efficiency and client response times.
  • Implemented inventory management system, reducing product waste and optimizing supply orders.
  • Analyzed customer feedback to refine service offerings, resulting in improved client retention rates.
  • Developed strong relationships with clients, leading to increased repeat business and referrals.

Customer Service Representative

Apple Place Bowl
Apple Valley, MN
08.2003 - 03.2011
  • Resolved customer inquiries through effective communication and problem-solving techniques.
  • Managed high-volume calls while maintaining positive customer interactions and satisfaction.
  • Resolved customer complaints with empathy, resulting in increased loyalty and repeat business.
  • Enhanced customer satisfaction by promptly addressing concerns and providing accurate information.
  • Trained new representatives on company policies, procedures, and customer service best practices.

Education

Cosmetologist - Cosmetology

Regency Beauty Institute
Burnsville
08-2008

High School Diploma -

Apple Valley Senior High School
Apple Valley, MN
06-2007

Skills

Excellent multi-tasker

Team leadership and coaching

Order management

Relationship building and management

Goal-oriented

Excellent customer service skills

Order processing

Training and development

Hourly shift management

Personnel development

POS systems

Detail-oriented

Database management

Strategic thinker

Inventory control procedures

Customer rapport

Courteous Demeanor

Office equipment proficiency

Strong Communication Skills

High energy attitude

Willingness to always learn more

High energy attitude

Dependable and reliable

Effective team player

Cheerful and energetic

Inbound and outbound calling

Excellent multi-tasker

Timeline

Auto Underwriter

OneMain Financial
10.2021 - Current

Store Manager

CosmoProf
07.2020 - 10.2021

Store Manager

Ragstock
08.2018 - 07.2020

Training Manager

Ragstock
05.2018 - 07.2020

Assistant Manager

Ragstock
11.2011 - 08.2018

Stylist

Mia And Maxx
06.2009 - 11.2011

Customer Service Representative

Apple Place Bowl
08.2003 - 03.2011

Cosmetologist - Cosmetology

Regency Beauty Institute

High School Diploma -

Apple Valley Senior High School
Breanne Reynolds