Buboruebi Alabo

• Conduct thorough alert analysis to accurately identify red flags, including fraud indicators, and KYC inconsistencies.
• Examine transactional data, and perform in-depth research using internal and external tools to verify customer identities and detect potential risks.
• Complete investigation processes for suspicious activity alerts, fraud referrals, and manual reviews, ensuring analysis is thorough, negative news is accurately assessed, and documentation is complete.
• Analyze transactional and patterns to uncover trends, risks, and signs of fraud, or suspicious activity.
• Collaborate with staff to gather information on client transaction behavior, verifying KYC details, and identifying any unusual anomalies.
• Finalize suspicious activity referrals and fraud cases by compiling and reviewing all relevant documentation.
• Ensure timely review of Financial Intelligence Unit (FIU) cases by documenting results in the case management system.
• Make recommendations based on investigation outcomes, and escalate alerts that require further scrutiny for fraud, or BSA/AML concerns.
• Identified and oversaw transactions involving high-risk countries and PEPS, ensuring strict adherence to financial regulations.
• Support end-to-end reviews of FinCEN 314(a) and other regulatory screening processes, coordinating with business unit personnel to ensure compliance.
• Analyzed transactional data to detect anomalies by leveraging industry standards, historical customer behavior, and regulatory criteria for suspicious activities.
• Prepare detailed SAR narratives highlighting potentially suspicious activity, fraud patterns, and KYC red flags.
• Build effective working relationships with internal teams, fraud analysts, and client stakeholders to strengthen fraud and AML processes.
• Carried out comprehensive investigations utilizing the bank's proprietary resources, such as system software, databases, reports, and applications, to determine if suspected account activity warranted investigation in accordance with BSA and anti-money laundering protocols.
• Demonstrate a strong knowledge of AML, fraud prevention, KYC regulations, and industry best practices

2. JOBTITLE - Fraud and Risk Analyst - EMPLOYER - Hillcrest Bank -

• Identified areas of risk exposure, and implemented controls to minimize losses due to fraud.
• Apply risk mitigation strategies to reduce the likelihood of future fraud incidents.
• Pinpointed high-risk areas and set up controls to reduce fraud losses, making processes safer and more efficient.
• Rolled out risk management strategies to proactively prevent future fraud incidents.
• Conducted thorough background checks on new customers to flag any potential risks from the start.
• Interviewed suspects and witnesses during investigations, uncovering details that helped build stronger cases.
• Reviewed financial records for any red flags, providing hands-on support for fraud investigations. Partnered with law enforcement to bring complex fraud cases to resolution.
• Analyzed potentially fraudulent transactions closely, working with compliance to submit Suspicious Activity Reports (SARs) when needed.
• Led investigations into cases involving repeat offenders, and reviewed ACH referrals from partner banks.
• Streamlined communication with the Fraud Detection Security Service, making chargeback scheduling and authorization processes smoother and faster.

3. JOBTITLE - KYC/AML Compliance Analyst - EMPLOYER - Regions Bank -

• Investigated customer activities and trends that implicated potential money laundering or terrorist financing.
• Analyze alerted transactions related to correspondent bank client activity to ascertain whether the activity is suspicious.
• Perform enhanced due diligence of high-risk customers, SDN, and entities using Lexis Nexis in accordance with AML policies.
• Interfaced with bankers to obtain information related to the client's transaction activity. (RFI)
• Provide guidance, support, and recommendations to business lines regarding customer AML risk rating and account activity.
• Thoroughly and timely reviewed reports and other investigative leads that potentially identify suspicious activity.
• Applied logic, reasoning, and sound decision-making skills to recommend SAR filings.
• Conducted periodic internal account or customer reviews to identify potentially suspicious activity.

4. JOBTITLE - AML/Fraud Investigator - EMPLOYER - Diamond Bank -

• Review and analyze leads for potential suspicious activity and red flags, such as structuring, activity bursts, and round dollar amounts, according to AML policies.
• Monitor and analyze clients' transactions and information in a timely manner to determine unusual transactions in accounts and draft SAR narratives.
• Reviewed customers' documents and KYC information to verify account activity to ensure an accurate risk level has been assigned to the specific accounts held in the customer's name.
• Use BVN, World Check, and Clear to screen individuals and entities prior to onboarding.
• Conducted reviews of flagged transactions and reports that showed potential suspicious activity related to anti-money laundering (AML).
• Determine existing fraud trends by analyzing accounts and transaction patterns.