Summary
Overview
Work History
Education
Skills
Timeline
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CARLIN R. MOTHERSBAUGH

Katy,Texas

Summary

Experienced corporate financial reporting and planning executive with over 25 years in the financial services industry. Skilled in SEC reporting (Forms 10K, 10Q, 8K, S-1, S-4, and Proxy Statements), budgeting, forecasting, strategic planning, acquisition bid modeling, pro formas, and purchase accounting analyses. Expertise in due diligence, business segment profitability performance analyses, asset/liability modeling and management, liquidity and capital analysis, management reporting, and board of directors reporting and presentations. Proficient in investor relations, corporate stock and share-based accounting, peer group benchmarking and statistics, systems application development, residential and commercial mortgage loan servicing and production operations, retail operations, staff management/development, and project management. Semi-retired in 2010 for family-related reasons but now seeking to re-enter the workforce at any level to utilize extensive experience and knowledge. Seasoned and dependable professional ready to contribute meaningfully. Experienced team leader with excellent interpersonal and communication skills. Skilled problem solver, networker, and consensus builder. Also experienced as a helpful apparel associate with expertise in customer inquiries, visually appealing displays creation, cash transactions handling. Proficient in POS system operations with a strong work ethic and [Number] years of experience assisting customers in locating and purchasing products.

Overview

42
42
years of professional experience

Work History

Team Lead - Apparel Sales and Soft-lines Outfitter

BASS PRO SHOPS WORLDWIDE
03.2019 - 10.2024
  • Successfully provide outstanding sales and excellent customer service shopping experiences in Men’s, Women’s, and Children’s Apparel, Footwear, Camouflage, Gifts, and Toys; meeting daily and monthly sales goals for the Soft lines Department of the store
  • This includes sales floor recovery and maintenance, merchandise receiving, processing, and restocking, loss prevention awareness, and opening/closing duties
  • Coordinate with team members and other associates as to goals and special tasks/projects/displays, depending on seasonality and company promotions/events
  • Other duties include participation in store special events and Bass Pro Club Membership sales and promotions
  • Served as a role model for the team by demonstrating commitment to excellence, professionalism, and adherence to company values at all times.
  • Trained new team members by relaying information on company procedures and safety requirements.
  • Promoted a positive work environment by fostering teamwork, open communication, and employee recognition initiatives.
  • Optimized customer experience by delivering superior services and effectively troubleshooting issues.
  • Enhanced customer satisfaction by providing personalized outfit recommendations based on individual preferences and needs.
  • Contributed to a welcoming store atmosphere by engaging with customers upon arrival, offering assistance promptly when needed.
  • Handled incoming shipments of merchandise by unpacking boxes, verifying contents against invoices, and organizing items on the sales floor or in storage areas as necessary.
  • Resolved customer complaints with professionalism and empathy, finding solutions that met their needs while adhering to company policies.
  • Assisted with seasonal markdowns and promotions, ensuring accurate pricing adjustments were made throughout the store.
  • Maintained a well-organized and clean store environment, ensuring a positive shopping experience for customers.
  • Collaborated with management to plan successful events such as special sales or trunk shows that drew in new customers and increased revenue opportunities.
  • Proactively addressed potential issues related to inventory or merchandise quality before they became bigger problems.
  • Assisted customers with product selection, offering expert advice on sizing, fit, and style options.
  • Collaborated with fellow team members to achieve monthly sales targets and performance goals.
  • Boosted sales by effectively merchandising products and creating visually appealing displays.
  • Provided exceptional customer service during high-volume periods such as holidays or sales events while maintaining a calm demeanor under pressure.
  • Selected, recommended and located merchandise based on customer needs and desires.
  • Maintained loss prevention standards by monitoring and observing customers on sales floor.
  • Used in-store system to locate inventory and place special orders for customers.
  • Provided exceptional services and pleasant shopping experiences to retail customers.
  • Engaged in friendly conversation with customer to better uncover individual needs.
  • Stocked merchandise, clearly labeling items, and arranging according to size or color.
  • Built customer loyalty and retention by delivering excellent shopping experiences.
  • Opened, shelved and merchandised new products in visually appealing and organized displays for optimal sales promotions.
  • Volunteered for extra shifts during holidays and other busy periods to alleviate staffing shortages.
  • Worked to meet or exceed special targets for credit card applications, special donations and specific product promotions.
  • Prioritized helping customers over completing other routine tasks in store.

Senior Vice President - Financial Reporting, Planning, and Controls

PATRIOT BANCSHARES, INC. (PATRIOT BANK)
01.2007 - 01.2010
  • Major responsibilities included the monthly/quarterly/annual financial consolidation of the Company and its $1.3 billion commercial banking institution
  • This included participation in the monthly financial close processes, financial statement preparation, performance ratios, cash flows, yield/rate trend analysis, liquidity and capital analysis, interest rate risk modeling and reporting, share-based compensation accounting, budgeting and forecasting, preparation of financial packages to management and board of directors, peer group analysis and reporting, and various investor/shareholder relations
  • Reported directly to CFO
  • Responsible for all holding company accounting, financial statement preparation, and reporting
  • Created the holding company books from journals to trial balance in an excel model which was later successfully converted onto QuickBooks
  • Prepared and filed the Bank’s quarterly FDIC Call Reports and the Company’s quarterly Federal Reserve reports (FRY9C, FRY9LP’s, FRY11’s, FRY8, and FRY6)
  • Responsible for all budgeting/forecasting including long-term planning, analysis, presentations, variance analysis, corporate allocations, liquidity and capital modeling, and forecast back-testing
  • Responsible for all asset/liability and interest rate risk modeling, analysis, and reporting
  • Directly involved in the preparation of five separate private placement memorandums (both common and preferred stock offerings) with the Chairman/CEO, CFO, and corporate attorneys
  • Developed all dilution tables, capital pro formas, and ownership tables
  • These ppm’s, on a combined basis, were successful in raising over $40 million in common and preferred stock
  • Responsible for all shareholder files, reconciliations, and dividend payment calculations, and accounting thereof
  • Created the Company’s share-based awards tracking models and was responsible for all share-based compensation accounting and reporting, and annual disclosures
  • Streamlined and managed the Company’s monthly/quarterly closing processes and developed the Company’s master financial line item and general ledger account mappings which were extremely useful in preparation for a core system conversion and automation project
  • Participated on the Jack Henry Core Systems Conversion Team
  • This included a year-long planning process, testing, and successful implementation of a new core systems mainframe which automated all general ledger based financial and call reporting processes
  • Directly involved in the development and writing of the following corporate policies which were adopted by the board of directors and gained FDIC regulatory approval: Asset/Liability and Interest Rate Risk Management Policy, Liquidity Contingency Plan, and the Investment and Derivative Policy
  • Participated in the development of disaster recovery and various other risk management plans
  • Wrote the financial reporting FIDICIA narratives for the monthly close and consolidation processes, equity accounting, asset/liability ALCO processes, and financial statement preparation narratives
  • Played an integral role with CEO, CFO and other Executive Team members and managers in developing a solid Finance team for the expanding company

Senior Vice President - Financial Reporting Manager

TEXAS UNITED BANCSHARES, INC. (NASDAQ: TXUI)
01.2005 - 01.2007
  • Texas United Bancshares, Inc
  • (TXUI) was acquired by Prosperity Bancshares, Inc
  • (PRSP) on January 31, 2007
  • During the pre and post-merger transition periods, was responsible for all of TXUI’s financial related matters through March 31, 2007
  • Prepared TXUI’s pro formas and historical financials for PRSP’s SEC Forms S-4, common stock and ownership disclosures, share-based compensation dispositions, and the transfer of TXUI’s financial records to PRSP
  • Responsibilities included the monthly/quarterly/annual financial consolidation of five banks and the parent companies of a $1.8 billion publicly traded commercial banking institution
  • This included financial statement preparation, performance ratios, cash flows, basic and diluted outstanding shares, share-based compensation accounting, budgeting and forecasting, internal financial presentations to the Board of Directors, business segment profitability analyses, peer group reporting, and various investor and shareholder presentations
  • Reported directly to CFO
  • Responsible for the preparation and writing of the Company’s quarterly earnings press releases, the Company’s public SEC financial reporting (Forms annual 10K, quarterly 10Q, 8K’s, Proxy), and compliance with SEC, GAAP, and FASB guidelines
  • Coordinated all review/audit work with SEC attorneys and public accounting firm
  • Created the Company’s share-based compensation tracking, directly responsible for all stock options, restricted stock, and stock appreciation rights accounting and reporting disclosures thereof
  • Streamlined and managed the Company’s monthly/quarterly closing processes and the corporate financial consolidations and reporting between all five banks and parent companies
  • Developed the Company’s master financial line item and general ledger account mappings which were highly praised by the Company’s public accounting firm
  • Responsible for the integration of three new acquisitions into the accounting and financial reporting processes which included the preparation of the SEC Forms S-4 for each acquisition and the purchase accounting transactions thereof
  • Wrote the financial reporting SOX404 narratives and coordinated the testing of the related key controls and processes
  • Managed the SOX404 compliance project and was liaison between the Company’s consultants and public accounting firm
  • Responsible for the research, preparation, and restated filings of the Company’s SEC Form 10K (2004) and Forms 10Q (2005) shortly after beginning employment
  • Played an integral role with CEO, CFO and other executive team members in developing a solid Finance team for the expanding Company

Vice President - Financial Planning and Reporting

METROCORP BANCSHARES, INC. (NASDAQ: MCBI)
01.2000 - 01.2004
  • Responsibilities included monthly/quarterly/annual financial reporting and presentations to the Board of Directors of an $850.0 million publicly traded commercial banking institution with over 70 cost/profit centers, quarterly and annual SEC reporting, preparation and presentation of the annual budgets, strategic planning, and forecasting along with monthly variance reporting and performance analyses
  • Responsible for peer group reporting, analyses, and comparatives
  • Investor relations responsibilities included preparation of the quarterly earnings press releases, webcast coordination, and maintenance of the investor relations website
  • Reported directly to the CFO
  • Prepared and filed the Company's SEC Forms 10K’s, 10Q’s, 8K’s, quarterly earnings releases, and Proxy Statements for fiscal years 2004, 2003, 2002, 2001, and 2000
  • Wrote the MD&A and Footnotes on all SEC documents
  • Prepared the quarterly and annual earnings press releases and coordinated all webcasts for the CEO and CFO
  • Prepared and coordinated the printing of the annual financial reports and presentations for the annual shareholders' meetings
  • Member of the Asset/Liability Committee (“ALCO”) and participant in monthly interest rate risk and interest rate setting meetings
  • Automated the Company's financial reporting processes from manual preparation to automated financial statements and performance statistics on the Company's financial management system
  • Implemented business-line budgeting and variance reporting for all cost and profit centers within the organization which included the design, development, and implementation of a multi-level budgeting/forecasting system
  • Implemented organizational profitability analysis and reporting which included cost allocations, capital assignment, and funds transfer pricing
  • Performed various product and business segment cost and profitability analyses as necessary

Business Systems Consultant – Software Engineering Department

JP MORGAN CHASE (NYSE: JPM)
01.1998 - 01.1999
  • Company Overview: (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)
  • Implemented and supported the corporation’s use of Freddie Mac’s and Fannie Mae’s automated underwriting systems, Loan Prospector and Desktop Underwriter, respectively
  • This included server maintenance, system security, system performance, enhancement testing and rollout, and national training/support of over 500 users
  • Maintained 99% overall system availability
  • Wrote and indexed the Mortgage Flex application’s Data Dictionary which mapped the application’s core data files to user Fields within the application
  • Special projects included disaster recovery plans, total quality committees, and various Y2K baseline and acceptance testing and rollout
  • Received a Mellon Bank Information Services/Development Award (MISD) in August 1999
  • (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)

Senior Financial Analyst – Corporate Finance / Reporting and Planning Department

JP MORGAN CHASE (NYSE: JPM)
01.1991 - 01.1998
  • Company Overview: (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)
  • Responsibilities included corporate/business line financial planning and forecasting management reporting, business/product line analysis, industry trend analysis, market share/business health assessments, intangible asset valuations, acquisition bid modeling, due diligence, peer group analyses
  • Prepared the Mortgage Banking business section for Mellon Bank’s SEC forms 10Q, 10K, and Mellon’s annual report to investors
  • Reported directly to the CFO
  • Business Coordinator for the Mortgage Banking Industry Peer Group, Inc., of which Mellon organized and maintained with fourteen other top performing Mortgage Banking corporations
  • Results of leadership and participation brought increased statistical performance measures and decreased overall operating expenses throughout the peer group
  • Mellon had a $70 billion residential mortgage servicing portfolio and consistently ranked within the top four performers
  • Systems Applications Development responsibilities included design coordination, programming specifications, testing, documentation, implementation, maintenance, and support of various core and ancillary systems/interfaces: general ledger/loan servicing system interfaces for all three servicing platforms, the loan funding and sale application, and the post-closing/shipping applications
  • (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)

Manager Residential Loan Servicing – Foreclosure/Claims/REO Administration

JP MORGAN CHASE (NYSE: JPM)
01.1989 - 01.1991
  • Company Overview: (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)
  • Managed the Foreclosure/Claims Department with a staff of approximately fifty employees including three supervisors responsible for servicing a default portfolio of more than 15,000 loans in all stages of default nationwide
  • Coordinated the foreclosure sale processes, title packages, claim filings, final property disposition, and write-off of foreclosure residuals
  • This involved extensive interaction with senior level management, all areas of loan administration, private/public/government investors (FNMA, FHLM, GNMA), and governmental guarantors (HUD/VA)
  • Through department reorganization and operational efficiency performance standard implementations, within a year, the department eliminated an enormous backlog of un-filed government foreclosure claims and recovered more than $60 million dollars for investor clients and corporate reductions in financial foreclosure advances
  • (Formerly a division of Mellon Bank (NYSE: MEL)/Mellon Mortgage Company acquired by Chase in October 1999)

Assistant Vice President – Foreclosure/Real Estate Owned Administration

COMMONWEALTH MORTGAGE CORPORATION OF AMERICA
01.1987 - 01.1989
  • Successfully Managed a staff of approximately sixty employees including five supervisors responsible for the unfortunate foreclosures, claim processes, and REO management of over 10,000 loans in default nationwide
  • This was a US nationwide economic recession period
  • This involved extensive interaction with senior level management, all areas of loan administration, private/public/government investors, HUD/VA, attorneys, realtors, and property management vendors
  • This was the largest mortgage loan servicing firm in the nation, at that time
  • Designed the loss analysis and final disposition processes which enabled management to determine why/where the extraordinary and increasing foreclosure advances were being incurred
  • This was rewarded with promotion from department Manager to Assistant Vice President over all areas of Foreclosure Administration in July 1987
  • Wrote and implemented detailed policies and procedures for this department which increased quality control throughout the entire default department

Financial Account Manager – Corporate Client Analysis and Billing Department

EQUITABLE RELOCATION MANAGEMENT CORPORATION
01.1985 - 01.1986
  • Responsible for the corporate advances, financial analysis, and final disposition on residential real estate properties in inventory from acquisition through resale closing
  • Produced final invoices to corporate clients
  • Reviewed client contracts and implemented final fee and interest assessments
  • Assisted in a department reorganization resulting in more efficient production and later the highest departmental performance rating in the company
  • Accounts were analyzed and final invoices were produced to all clients within their contracted timeline specifications
  • Agreed to interim employment with this company as a transition with marriage and subsequent relocation to Houston, Texas

Manager – Loan Servicing and Investor Accounting

McDONALD MORTGAGE COMPANY
01.1985 - 12.1985
  • Reported directly to the President
  • Managed a staff of six employees
  • Responsible for servicing a residential mortgage loan portfolio of approximately 2,500 loans
  • This included investor remittances, investor reporting, daily/monthly reconciliations, lockbox and manual payment posting, escrow services, payoffs/assumptions, and service fee recognition
  • Established daily balancing procedures to ensure audit trails were kept on all cash transactions
  • Assisted in month-end close and financial reporting thereof

Assistant Vice President – Accounting and Investment Operations Department

TEXAS INDEPENDENT BANK
01.1984 - 01.1985
  • This bank was a 'Banker’s Bank' that provided clearinghouse and investment banking services to privately held Texas community banks
  • Managed an accounting and investment operations staff of ten
  • Responsibilities were cash letter processing, federal funds investments, financial reporting/planning, asset/liability analysis, interest rate risk sensitivity, general ledger, demand and time deposits, purchasing, and accounts payable
  • Duties also included month-end close and financial reporting, state and federal regulatory reporting, fixed assets and depreciation, and prepaid expenses and accrued liabilities
  • Consulted with several system automation companies on an 'in-house' data processing system that was later installed, tested, and implemented

Operations Officer/Cashier – Texas American Bank, Plano, TX.

TEXAS AMERICAN BANKSHARES CORPORATION
01.1983 - 01.1984
  • Participated in the organization and opening of the above two de novo banks
  • Reported directly to the Executive Vice President
  • Supervised staff of seven (three tellers, three bookkeepers/accountants, and one new accounts representative)
  • Managed overall bank operations to include corporate accounting, bookkeeping, the teller line, loan funding, wire transfer, CD department, customer service, safe deposits, demand and time deposit reconciliations, NSF and chargeback activity accounting, proof of deposit, statement preparations/mailings, accounts payable, fixed assets, payroll processing, and employee benefits/taxes
  • Additional responsibilities were overnight investing (Federal Funds), financial reporting (month-end and quarterly close and reporting), regulatory reporting (call reports), due-from bank and Federal Reserve account reconciliations, asset/liability liquidity, interest rate risk assessment, capital ratios analysis, and financial planning/budgeting/forecasting

Education

Finance/Accounting -

Texas State University (formerly Southwest Texas State University)
San Marcos, TX

Banking/Finance and Accountings -

American Banker’s Association / American Institute of Banking
Dallas, TX

Numerous annual and semi-annual conferences and seminars on SEC Reporting and GAAP/FASB updates and issues

SEC Institute

Numerous seminars and courses on SEC Reporting for Financial Institutions, Profitability Measurement, Financial Performance Fundamentals, Funds Transfer Pricing, and Asset/Liability Management

FMS and BAI Institutes

Numerous mortgage banking courses taken from government agencies to include FNMA, FHLMC, GNMA, and HUD/FHA/VA

The Mortgage Bankers’ Association

Skills

  • Microsoft Office Suite
  • Excel
  • Word
  • PowerPoint
  • Access
  • Outlook
  • Project
  • Visio
  • SAP ERP
  • Jack Henry
  • MCPlanning Profit Manager
  • PortSWEfolio Manager
  • Fidelity
  • Precision
  • ITI/Fiserv
  • Alltel
  • ADP
  • PeopleSoft
  • Hyperion
  • IPS Sendero’s BPS/OPS/FTP/ALM
  • Quick Books
  • Peachtree
  • WINQL Report Writer
  • Crystal Reports
  • Artificial Intelligence
  • Automated Underwriting
  • Fannie Mae’s Desktop Underwriter
  • Freddie Mac’s Loan Prospector
  • Customer Focus
  • Coaching and Mentoring
  • Quality Control
  • Workplace Safety
  • Problem-Solving
  • Teamwork and Collaboration
  • Attention to Detail
  • Team motivation
  • Leadership

Timeline

Team Lead - Apparel Sales and Soft-lines Outfitter

BASS PRO SHOPS WORLDWIDE
03.2019 - 10.2024

Senior Vice President - Financial Reporting, Planning, and Controls

PATRIOT BANCSHARES, INC. (PATRIOT BANK)
01.2007 - 01.2010

Senior Vice President - Financial Reporting Manager

TEXAS UNITED BANCSHARES, INC. (NASDAQ: TXUI)
01.2005 - 01.2007

Vice President - Financial Planning and Reporting

METROCORP BANCSHARES, INC. (NASDAQ: MCBI)
01.2000 - 01.2004

Business Systems Consultant – Software Engineering Department

JP MORGAN CHASE (NYSE: JPM)
01.1998 - 01.1999

Senior Financial Analyst – Corporate Finance / Reporting and Planning Department

JP MORGAN CHASE (NYSE: JPM)
01.1991 - 01.1998

Manager Residential Loan Servicing – Foreclosure/Claims/REO Administration

JP MORGAN CHASE (NYSE: JPM)
01.1989 - 01.1991

Assistant Vice President – Foreclosure/Real Estate Owned Administration

COMMONWEALTH MORTGAGE CORPORATION OF AMERICA
01.1987 - 01.1989

Financial Account Manager – Corporate Client Analysis and Billing Department

EQUITABLE RELOCATION MANAGEMENT CORPORATION
01.1985 - 01.1986

Manager – Loan Servicing and Investor Accounting

McDONALD MORTGAGE COMPANY
01.1985 - 12.1985

Assistant Vice President – Accounting and Investment Operations Department

TEXAS INDEPENDENT BANK
01.1984 - 01.1985

Operations Officer/Cashier – Texas American Bank, Plano, TX.

TEXAS AMERICAN BANKSHARES CORPORATION
01.1983 - 01.1984

Banking/Finance and Accountings -

American Banker’s Association / American Institute of Banking

Numerous annual and semi-annual conferences and seminars on SEC Reporting and GAAP/FASB updates and issues

SEC Institute

Numerous seminars and courses on SEC Reporting for Financial Institutions, Profitability Measurement, Financial Performance Fundamentals, Funds Transfer Pricing, and Asset/Liability Management

FMS and BAI Institutes

Numerous mortgage banking courses taken from government agencies to include FNMA, FHLMC, GNMA, and HUD/FHA/VA

The Mortgage Bankers’ Association

Finance/Accounting -

Texas State University (formerly Southwest Texas State University)

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