Summary
Overview
Work History
Education
Skills
Timeline
Generic
Carree Giles

Carree Giles

Maryville,TN

Summary

Experienced mortgage loan originator licensed in 10 states; skilled in loan structuring, credit evaluation, and conventional lending compliance. Proven record of guiding files efficiently from application through underwriting and closing.

Overview

11
11
years of professional experience

Work History

Mortgage Loan Originator

Vanderbilt Mortgage and Finance Inc.
06.2022 - Current
  • Originated Conventional manufactured home loans while guiding borrowers through application, disclosures, and underwriting process.
  • Reviewed credit profiles, income documentation, and debt obligations to determine loan eligibility.
  • Communicated financing options clearly to customers, maintaining accuracy and compliance throughout the loan process.
  • Coordinated with underwriters, processors,closers, auditors, and sales teams to resolve conditions and advance files.
  • Monitored pipeline activity to prioritize follow-up, maintain responsiveness, and keep files moving efficiently.

Mortgage Loan Processor

Vanderbilt Mortgage and Finance Inc.
08.2016 - 06.2022
  • Coordinated with borrowers, underwriters, and vendors to resolve conditions and advance files to closing.
  • Verified income, assets, employment, and credit documentation to support loan approval decisions.
  • Communicated missing documentation clearly to borrowers and internal teams to expedite file completion.

Compliance Auditor

Fidelity Bank
01.2016 - 08.2016
  • Conducted compliance audit across mortgage lending to ensure a timely disclosure of loan documents.
  • HMDA Scrubbing
  • Fostered a culture of accountability by regularly monitoring adherence to regulatory guidelines and reporting non-compliance instances to senior management.

Education

No Degree - Nursing

Pellissippi State Community College
Knoxville, TN

High School Diploma -

William Blount High School
Maryville, TN
05-2009

Skills

  • Multi-state loan originator
  • Residential mortgage lending regulations for Conventional loans
  • Conventional loan regulations
  • Regulatory compliance
  • Credit evaluation
  • Goal orientation
  • Goal oriented

Timeline

Mortgage Loan Originator

Vanderbilt Mortgage and Finance Inc.
06.2022 - Current

Mortgage Loan Processor

Vanderbilt Mortgage and Finance Inc.
08.2016 - 06.2022

Compliance Auditor

Fidelity Bank
01.2016 - 08.2016

No Degree - Nursing

Pellissippi State Community College

High School Diploma -

William Blount High School
Carree Giles