Experienced mortgage loan originator licensed in 10 states; skilled in loan structuring, credit evaluation, and conventional lending compliance. Proven record of guiding files efficiently from application through underwriting and closing.
Overview
11
11
years of professional experience
Work History
Mortgage Loan Originator
Vanderbilt Mortgage and Finance Inc.
06.2022 - Current
Originated Conventional manufactured home loans while guiding borrowers through application, disclosures, and underwriting process.
Reviewed credit profiles, income documentation, and debt obligations to determine loan eligibility.
Communicated financing options clearly to customers, maintaining accuracy and compliance throughout the loan process.
Coordinated with underwriters, processors,closers, auditors, and sales teams to resolve conditions and advance files.
Monitored pipeline activity to prioritize follow-up, maintain responsiveness, and keep files moving efficiently.
Mortgage Loan Processor
Vanderbilt Mortgage and Finance Inc.
08.2016 - 06.2022
Coordinated with borrowers, underwriters, and vendors to resolve conditions and advance files to closing.
Verified income, assets, employment, and credit documentation to support loan approval decisions.
Communicated missing documentation clearly to borrowers and internal teams to expedite file completion.
Compliance Auditor
Fidelity Bank
01.2016 - 08.2016
Conducted compliance audit across mortgage lending to ensure a timely disclosure of loan documents.
HMDA Scrubbing
Fostered a culture of accountability by regularly monitoring adherence to regulatory guidelines and reporting non-compliance instances to senior management.
Education
No Degree - Nursing
Pellissippi State Community College
Knoxville, TN
High School Diploma -
William Blount High School
Maryville, TN
05-2009
Skills
Multi-state loan originator
Residential mortgage lending regulations for Conventional loans