Carrie Przybyla
Deerfield,NH
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
15
15
years of professional experience
Work History
Loan Processor
Frasca & Frasca, PA
Nashua, NH
10.2023 - Current
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Prepared loan documents including promissory notes, deeds of trust, mortgage insurance policies and truth-in-lending statements.
- Compiled closing packages containing all necessary documents required for funding.
- Provided excellent customer service while responding promptly to inquiries from applicants, lenders and brokers.
Mortgage Underwriter
HarborOne Mortgage
Manchester, NH
9/15/15 - 10.2024
- Reviewed and analyzed loan applications for completeness and accuracy.
- Assessed risk levels associated with each loan application based on established criteria.
- Verified employment history and income of applicants.
- Evaluated collateral properties to assess market value.
- Analyzed financial documents such as tax returns, bank statements, pay stubs, and credit reports to determine borrower's ability to repay the loan.
- Consulted with other departments regarding complex loan applications.
- Determined whether or not to approve or deny a loan application in accordance with company guidelines.
- Identified potential issues related to title, appraisals, insurance coverage.
- Interpreted results from automated underwriting systems.
- Maintained up-to-date knowledge of changing laws and regulations related to mortgage lending.
Closer/Post Closer
Merrimack Mortgage Company
Manchester, NH
09.2009 - 09.2015
- Scheduled and coordinated closings with lenders, attorneys, and buyers.
- Verified accuracy of all closing documents for completeness and compliance.
- Prepared HUD-1 Settlement Statements and other closing documents in accordance with applicable laws.
- Reviewed title commitments to ensure clear titles were obtained prior to closing.
- Researched title issues as needed to resolve any discrepancies or questions that arose during the process.
- Processed changes to loan applications as requested by lender or customer.
- Provided excellent customer service throughout the entire process.
Education
Associate of Arts - Travel And Tourism
NHTI - Concord's Community College
Concord, NH05-2001
Skills
- Property Inspection Requirements
- File Management
- Income Evaluation
- Automated Underwriting System (AUS)
- Title Research
- Document Management
- Reviewing financial paperwork
- Proficient in Encompass
- Processing documents
Timeline
Loan Processor
Frasca & Frasca, PA
10.2023 - Current
Closer/Post Closer
Merrimack Mortgage Company
09.2009 - 09.2015
Mortgage Underwriter
HarborOne Mortgage
9/15/15 - 10.2024
Associate of Arts - Travel And Tourism
NHTI - Concord's Community College
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