CHAD GOBER
Villa Rica,GA
Summary
Large Loss Property and Commercial Estimator handling residential and commercial claims over $250K. Manages fire, flood, hurricane, and structural collapse losses, completes Xactimate estimates, and coordinates inspections with engineers, contractors, and remediation specialists. Maintains accurate file documentation and closes 98%+ of assigned claims within company timelines.
Overview
1
1
Certification
11
11
years of professional experience
Work History
Large Loss Property/Commercial Estimator
IDC
Suwanee, GA
08.2021 - Current
- Managed large loss claims exceeding $250K for both residential and commercial properties, including fire, flood, hurricane, and structural collapse.
- Investigated mid- to large-sized property claims to verify cause of loss, coverage, and settlement value, ensuring fair and timely resolutions.
- Conducted on-site inspections and coordinated with engineers, contractors, and remediation specialists to ensure accurate assessments of property damage.
- Developed comprehensive estimates using Xactimate; evaluated scope of loss, depreciation, and policy limits.
- Collaborated with legal and SIU departments to resolve complex or suspicious claims, enhancing claim integrity.
- Successfully closed 98%+ of assigned files within company timelines, reducing litigation risk and increasing customer satisfaction.
Property Adjuster
Nationwide Insurance
Atlanta, GA
12.2015 - 08.2021
- Conducted detailed investigations to ascertain coverage, damages, and liability for property damage claims.
- Managed first-party claims of varying severity, facilitating timely evaluations and resolutions for impacted policyholders.
- Handled 70+ claims per event, delivering comprehensive assessments of losses between $5-150 thousand to expedite claims processing.
- Collaborated with contractors and public adjusters to effectively resolve complex claims, ensuring stakeholder satisfaction and claim accuracy.
- Deployed to hurricane, wildfire, and hailstorm zones within 24-48 hours of disaster declaration.
- Maintained detailed records, photos, and reports for each claim to ensure compliance and audit readiness.
Education
Aviation Flight school, dispatcher school
Belleville College
USA12-1996
ND
United States Navy
09-1993
Skills
- Claims processing
- Property estimation
- Risk Assessment
- Analytical Thinking
- Negotiation
- Attention to Detail
- Time Management
- Customer Service
Personal Information
Title: Property Adjuster
Certification
- Florida All lines Adjuster License
- HAAG Commercial Roof Inspector Certification
- IICRC WTR- Water Damage Restoration Certification
- IICRC FSRT-Fire Damage Restoration Certification
- IICRC OCT-Odor Control Certification
Timeline
Large Loss Property/Commercial Estimator
IDC
08.2021 - Current
Property Adjuster
Nationwide Insurance
12.2015 - 08.2021
Aviation Flight school, dispatcher school
Belleville College
ND
United States Navy