Charles Nine

• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Explained different types of loans pertaining to client situations.
• Explained very technical financial information to applicants in easy to understand language.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.

• Worked with underwriters to fix application problems and resolve issues.
• Reviewed loan files and updated to match current standards.
• Explained different types of loans pertaining to client situations.
• Explained very technical financial information to applicants in easy to understand language.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
• Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
• Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
• Established plans and payoffs for customers' loans, prioritizing control of overall costs.
• Monitored pipelines to track and log status of loans.

Module CT Scanning, analyzing results and preparing shipping reports.

• Assisted buyers with finding ideal homes by assessing needs, requirements and budgets.
• Reviewed property listings, interviewed potential clients, accompanied clients to properties and effectively communicated condition of sales.
• Advised sellers staging homes to be more appealing to buyers, increasing average selling prices.
• Compared properties with similarly sold properties to determine competitive market prices.
• Liaised between buyers and sellers to provide positive experiences for both parties.
• Wrote effective listings detailing property features, resulting in increase in showings.

• Provided assistance in daily living activities by dressing, grooming, bathing and toileting patients.
• Maintained clean personal areas and prepared healthy meals to support client nutritional needs.
• Helped family members plan healthy meals, purchase ingredients and cook meals to provide adequate nutrition for client wellbeing.
• Worked to improve and enhance patient lives through effective and compassionate care.

• Applied knowledge of customers and territories to market programs and initiatives.
• Promoted Aflac products and services using upselling and other sales strategies.
• Built relationships with clients through active listening and rapport building talents to provide excellent service.
• Scheduled fact-finding appointments and consultations to determine client needs and overall financial situations.

• Recruited and developed successful leadership staff to handle day-to-day business operations.
• Expanded business by hiring and training staff and marketing franchise to local consumers.
• Handled team, customer and operations issues with calm, knowledgeable strategies to keep business on-track against targets.
• Managed labor, inventory and overhead costs effectively to maintain business profitability.
• Coordinated business paperwork such as contracts, employee files and tax submissions with good organizational skills.
• Put together realistic budgets based upon costs and fees for effectively operating business.
• Set, enforced and optimized internal policies to maintain efficiency and responsiveness to demands.
• Maintained updated knowledge of regulatory changes to adjust business operations accordingly.
• Exceeded sales goals through effective employee management.
• Created and monitored promotional approaches to increase sales and profit levels.
• Consulted with customers to assess needs and propose optimal mortgage solutions.
• Provided outstanding coaching to team of employees, which boosted efficiency throughout company.