Chase Clayton
Durant,OK
Summary
Dynamic financial professional with a proven track record at First United Bank, excelling in loss mitigation and risk management. Recognized for creative problem-solving and relationship building, I effectively developed strategies to reduce risks and enhance asset quality, consistently exceeding performance goals and driving successful outcomes in challenging environments.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Special Assets Specialist
First United Bank & Trust
Durant, OK
02.2024 - Current
- Analyzed collateral values to ensure accurate asset classification of distressed loans.
- Worked closely with internal departments such as collections, legal counsel, underwriting. regarding the management of special assets accounts.
- Assisted in developing strategies for mitigating losses resulting from non-performing or at-risk loans.
- Worked closely with both customers and sales team to reconcile accounts and oversee payment negotiation.
- Researched legal documents such as bankruptcy filings, court orders, liens, judgments related to special assets accounts.
Elevate U - Commercial Lending Program
First United Bank & Trust
Durant, OK
01.2023 - 10.2024
- Developed a comprehensive understanding of departmental functions through rotations spanning loan review, treasury management, appraisals, commercial lending, and community bank presidents.
- Attended various roundtables and workshops centered around personal development and networking.
- Completed formal education courses such as Risk Management Associations Commercial Lending course.
- Participated in several CRA activities contributing to our Vision 2030.
Credit Analyst
First United Bank
01.2023 - 02.2024
- Assessed credit risk for consumer and commercial customers
- Used technical and writing skills to deliver credit packages in a timely manner
- Evaluated loan portfolio to track asset quality
Relationship Banker
First United Bank
12.2020 - 12.2022
- Met and exceeded quarterly accounts goals
- Top 3 regional Relationship Banker for Q2, Q3, and Q4 of 2022
- Maintained relationships with customers
Education
Elevate U - Commercial Lending Program -
First United Bank
10-2024
Aviation Management - Aviation/Airway Management and Operations
Southeastern Oklahoma State University
Oklahoma, United States01.2023
Skills
- Commercial Banking
- Relationship Building
- Community Engagement
- Loss Mitigation
- Risk Management
- Credit Analysis
- Retail
- Creative Problem Solving
Awards
High Performer Award, First United Bank, 02/23, I received the High Performer Award for performance as a Relationship Banker in 2022. I earned this award for my drive in beating goals as well as servicing my customers.
Certification
- Risk Management Association - Commercial Lending School (May 2023)
Timeline
Special Assets Specialist
First United Bank & Trust
02.2024 - Current
Elevate U - Commercial Lending Program
First United Bank & Trust
01.2023 - 10.2024
Credit Analyst
First United Bank
01.2023 - 02.2024
Relationship Banker
First United Bank
12.2020 - 12.2022
Elevate U - Commercial Lending Program -
First United Bank
Aviation Management - Aviation/Airway Management and Operations
Southeastern Oklahoma State University
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