Cheryl Timonen
Chandler,AZ
Summary
Seasoned Banking and Commercial Lending Professional with 35 years of experience, including 15 years specializing in commercial lending. Expertise in Loan Operations, Due Diligence, Collateral Management, and Regulatory Compliance. Proven ability in managing closings, collateral perfection, and UCC filings with a strong focus on accuracy in loan documentation and funding construction draws.
Overview
37
37
years of professional experience
Work History
Commercial Loan Processer/Closer
Arizona Financial Credit Union
06.2025 - Current
Commercial Lending Processor/Closer/Doc Specialist
Pinnacle Bank
12.2020 - 06.2025
Customer Service Manager, Commercial Loan Processer, Float in all positions, Assistant Br Manager
Country Bank/Mohave State Bank/Foothills
07.2004 - 11.2020
- Mergers
Teller, Teller supervisor, New accounts
County Bank/National Bank of AZ
08.1995 - 07.2004
Teller, Merchant Teller, New Accounts, in store Branch Manager
Valley National Bank/Bank One
01.1989 - 07.1995
Education
High School Diploma -
Tempe High School
Tempe, AZ05-1984
Skills
- GL balancing
- SDI Doc Imaging
- Suntell
- Laser Pro
- Silverlake
- Sageworks and Synergy Documentation review
- DocuSign
- CIF input and review
- Problem-solving
- UCC filing
- Loan payoffs
- Lien releases
- Navigator
Accomplishments
Prescott Area Leadership Certification
Prescott Area Leadership Board member
Business Law I: Yavapai College, Prescott AZ
Introduction to Accounting: Yavapai College, Prescott, AZ
Timeline
Commercial Loan Processer/Closer
Arizona Financial Credit Union
06.2025 - Current
Commercial Lending Processor/Closer/Doc Specialist
Pinnacle Bank
12.2020 - 06.2025
Customer Service Manager, Commercial Loan Processer, Float in all positions, Assistant Br Manager
Country Bank/Mohave State Bank/Foothills
07.2004 - 11.2020
Teller, Teller supervisor, New accounts
County Bank/National Bank of AZ
08.1995 - 07.2004
Teller, Merchant Teller, New Accounts, in store Branch Manager
Valley National Bank/Bank One
01.1989 - 07.1995
High School Diploma -
Tempe High School