Summary
Overview
Work History
Education
Skills
Timeline
Generic

Chris Rutherford

La Mesa,CALIFORNIA

Summary

Organized Mortgage Loan Officer with 16+ years of experience in loan origination and pipeline management. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Accomplished Loan Officer dependable in building customer base and exceeding business goals. Excel in leadership positions in practice and title. Pursues opportunities to build connections, increase bank revenue and cement loyalty. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Looking for new opportunities in the mortgage/banking industry or challenging myself in a new industry.

Overview

18
18
years of professional experience

Work History

Branch Manager/Mortgage Loan Originator

Celebrity Home Loans
09.2011 - 12.2022
  • Monitored portfolio performance and provided clients with periodic updates on loan progress.
  • Reviewed loan files and updated to match current standards.
  • Fielded customer complaints and provided solutions.
  • Met or exceeded monthly goals and projections
  • Promoted to branch manager the last four years with Celebrity
  • Managed 15 loan officers and $30-50 million in loans per month including my personal pipeline.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.

Loan Officer

PNC Bank
04.2011 - 08.2011
  • Developed strong relationships with customers through high levels of customer service.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Submitted loan applications to underwriter for verification and recommendations.

Loan Officer

Paramount Equity Mortgage
07.2006 - 03.2011
  • Developed strong relationships with customers through high levels of customer service.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Utilized risk management strategies to attain high loan approval rates.
  • Developed and implemented marketing campaigns to attract new customers.
  • Maintained production through market crash in 08' & 09'

Project Manager

Day And Night Restoration
07.2005 - 07.2006
  • Planned, designed, and scheduled phases for large projects.
  • Monitored project performance to identify areas of improvement and make adjustments.
  • Coordinated with cross-functional teams to resolve project issues and mitigate risks.
  • Achieved project deadlines by coordinating with contractors to manage performance.
  • Led up to 75 projects ranging from simple water leaks to full tear downs and rebuilds of interior water and mold damage
  • Lead project manager from the day i started until day I left

Customer Service Representative

Pardee Homes
07.2004 - 07.2005
  • Handled customer inquiries and suggestions courteously and professionally.
  • Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
  • Managed multiple contractors for large and small projects
  • Liaison between Pardee's highest valued custum homes and their homeowners

Education

Bachelor of Arts - History And Political Science - Education

The Ohio State University
Columbus, OH
12.1998

Skills

  • Agent Collaboration
  • Negotiation Tactics
  • Sales Development
  • Client Account Management
  • Financial Analysis
  • Creative Solutions
  • Strong Relationships
  • Strong Leadership Skills

Timeline

Branch Manager/Mortgage Loan Originator

Celebrity Home Loans
09.2011 - 12.2022

Loan Officer

PNC Bank
04.2011 - 08.2011

Loan Officer

Paramount Equity Mortgage
07.2006 - 03.2011

Project Manager

Day And Night Restoration
07.2005 - 07.2006

Customer Service Representative

Pardee Homes
07.2004 - 07.2005

Bachelor of Arts - History And Political Science - Education

The Ohio State University
Chris Rutherford