Christian J Lopez
Harlingen,Texas
Summary
Experienced in planning and executing comprehensive project plans, utilizing strong leadership and organizational skills to effectively guide teams and achieve project milestones in a timely manner. Demonstrated success in implementing efficient processes and achieving project goals.
Overview
2025
2025
years of professional experience
Work History
Project Manager/Finance Manager/Vehicle Director
RubyCar by avis budget group
- Facilitate vehicle sales 'End-to-End'
- Finance: Analyzing finance data, financial reporting, managing and supervising lower level finance personal, help leading a company’s finance department, coordinating projects and problem solving
- Administrative DMV: Handling registration paperwork and processing, Ensuring accuracy by checking meets state guidelines, preparing Tax and Title documents, Keeping Records up to date and preparing reports of sales
- Travel: Traveling with company for business development with enterprise, vendors, and partner
- Operating Systems: Microsoft (Word, Excel), DealerTrack (DMS, F&I, Zendesk), VAuto (Reporting), StoneEgale(Data Reporting), Stripe (Payment Processing), VITU(DMV Reporting and Processing), VINSolutions (CRM), Darwin
Loan Specialist
Autopay
09.2022 - Current
- Company Overview: Denver, Co
- Book out vehicles’ using NADA or Kelly Blue Book values, decoding of VIN numbers
- Calculate Max LTV (Loan to Value) ratios and determine limits, DTI (Debt to Income) and PTI (Payment to Income) ratios, understand states guidelines on product limits that can be sold to better structure deals and maximize profits
- Review credit reports using credit scores and credit history to determine best outcome for Autopay’s clients
- Utilized programs DealerTrack, Cudle, JD Power, Route One
- Denver, Co
Finance Manager
Tresl
08.2021 - 09.2022
- Company Overview: Austin, TX
- Specializing in Refinance and Purchase channels
- Knowledgeable in following programs DealerTrack, Cudle, and Allegro
- Structure deals and submit credit applications
- Managed 60 accounts per week engaging in sales calls to establish an understanding and obtain a connection with customers
- Reviewed credit reports analyzed rate cards to better structure deals to maximize overall profits on flats rates, backend, and frontend products keeping company goals priority while executing 5 star reviews on overall customer satisfaction
- Maintained relationships with a network of lenders to allow for better approvals resulting in overall profits and surpassing company performance expectations
- Austin, TX
Sales consultant
Charlie Clark Nissan
05.2019 - 07.2021
- Company Overview: Harlingen, Tx
- Manage CRM systems to promote opportunities in order to produce profitable sales at the end of every quarter translating to $4,200 per copy
- Engage in sales calls (Ex
- Cold calling) ability to demonstrate product knowledge promoting benefits to clients in a financial standpoint
- Building relationships with financial institutions
- Gather information from clients handing paperwork, pre-qualifying, and checking credit information
- Structuring credit application for best odds of approval corresponding to overall customer satisfaction
- Ensuring product delivery expectation is meet with client and business standards maximizing effectiveness and efficiency
- Harlingen, Tx
Education
Bachelor of Business Administration - Accountancy
The University of Texas Rio Grande Valley
Edinburg/Brownsville, Texas05.2020
Skills
- Fluent in Spanish
- Project planning and development
- Work flow planning
- Advanced problem solving
- Project tracking
- Microsoft Excel
- Microsoft Word
- Microsoft Access
- Microsoft Power Point
- Familiar with C
- OSHA Certified
Activities
- Dean’s List, UTRGV
- Volunteer Cemetery Clean-Up
- Volunteer Beach Clean-Up
Languages
English
Full Professional
Spanish
Professional Working
Timeline
Loan Specialist
Autopay
09.2022 - Current
Finance Manager
Tresl
08.2021 - 09.2022
Sales consultant
Charlie Clark Nissan
05.2019 - 07.2021
Project Manager/Finance Manager/Vehicle Director
RubyCar by avis budget group
Bachelor of Business Administration - Accountancy
The University of Texas Rio Grande Valley
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