Christine Smith
Helena,MT
Summary
Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 20 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Reliable employee seeking Mortgage Loan Officer position. Offering excellent communication and good judgment.
Overview
10
10
years of professional experience
Work History
Mortgage Loan Officer
Paramount Residential Mortgage Group - PRMG
Butte, Montana
06.2022 - Current
- Explained different types of loans pertaining to client situations.
- Implemented sales strategies that establish relationships with realtors, insurance agents and CPAs.
- Monitored pipelines to track and log status of loans.
- Assisting clients with improving financial health by credit and debt counseling
- Consist communication with processing and underwriters to keep clients and realtors informed during a transaction.
Mortgage Loan Officer
HomeTown Lenders
Butte, Montana
06.2021 - 06.2022
- Explained very technical financial information to applicants in easy to understand language.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Developed prospects for new loans by conducting 75 cold calls weekly.
Mortgage Loan Officer
Fairway Independent Mortgage
Butte, Montana
05.2020 - 06.2021
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Explained different types of loans pertaining to client situations.
- Fielded customer complaints and provided solutions.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Store Manager
Pierce Carpet Mill Outlet
Butte, Montana
02.2013 - 05.2020
- Managed inventory control, cash control and store opening and closing procedures.
- Coached sales associates in product specifications, sales incentives and selling techniques, significantly increasing customer satisfaction ratings.
- Managed store employees successfully in fast-paced environment through proactive communication and positive feedback.
- Reviewed and monitored scheduling, purchases and other expenses to maintain quarterly budget.
- Maintained proper product levels and inventory controls for merchandise and organized backroom to facilitate effective ordering and stock rotation.
- Supervised guests at front counter, answering questions regarding products.
- Delivered positive results by controlling monthly operations budget and limiting financial discrepancies.
- Maintained strong knowledge of home interior trends and new flooring products
Education
High School Diploma -
Butte High School
Butte, MT06.1995
Skills
- Financial History Analysis
- Creditworthiness Determination
- Mortgage Loan Origination
- Application Reviews
- NMLS Registration #502110
Timeline
Mortgage Loan Officer
Paramount Residential Mortgage Group - PRMG
06.2022 - Current
Mortgage Loan Officer
HomeTown Lenders
06.2021 - 06.2022
Mortgage Loan Officer
Fairway Independent Mortgage
05.2020 - 06.2021
Store Manager
Pierce Carpet Mill Outlet
02.2013 - 05.2020
High School Diploma -
Butte High School
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