Christine S. Perkins

Analyzed each client for possible matches for grant programs and other home buyer benefits.

• Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
• Counseled borrowers on improving financial and credit status to ultimately qualify for home purchase.
• Worked with underwriters to fix application problems and resolve issues.
• Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
• Analyzed loan applications and credit reports to determine loan eligibility and risk level.
• Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
• Proactively identified solutions for customers experiencing credit issues.
• Explained very technical financial information to applicants in easy to understand language.

• Responsible for Loan Origination, all underwriting, processing, documentation, closing, and selling
• Implemented and administered several programs for my bank including USDA Rural Housing Loans, DownPayment Plus assistance grants, Freddie Mac Home Possible programs
• Review applications for eligibility for various loan programs
• Council clients on credit, finance and strategies to become eligible loan applicants in the future

• Assisted in the production and processing of mortgage loans

• Graduated summa cum laude
• Graduated with 3.9 GPA on a 4.0 scale