Accomplished senior claims specialist with 17+ years of experience in investigating and processing insurance claims. Adept with resolving issues, communicating with customers, paying attention to details, and collaborating with internal and external stakeholders. Excels at interpreting policies and negotiating payment solutions. Recognized for providing optimum service to policyholders and quickly identifying fraudulent claims.
Overview
17
17
years of professional experience
1
1
Certification
Work History
Senior Claim Specialist II
Liberty Mutual
01.2022 - Current
I work on the Third-Party Administrator side, Helmsman Management Services, with our customer Uber, managing a complex inventory of mostly high value, litigated claims
Investigating complex coverage questions, using all available resources, including coverage counsel, to make a recommendation on coverage to management, as well as managing and overseeing coverage litigation
Developing and managing litigation plans while continually managing expense reserves
Managed litigated claims in California, Colorado, Connecticut, Delaware, District of Colombia, Florida, Georgia, Louisiana, Massachusetts, Missouri, Nevada, North Carolina, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Virginia, and Washington
Review medical records presented by parties alleging injuries to determine causation of injuries based on past medical history, determine if mechanism of injury existed, and if treatment was consistent with reported injuries
Evaluate injury cases and present to management and Customer for authority when appropriate
Negotiated proper injury settlements with pro se parties and attorneys to come to fair resolution within policy limits and working with excess carriers for claims exceeding policy limits
Actively participate in Mediations, Arbitrations, Court Mandated Settlement Conferences, and Trials
Able to work effectively and efficiently within claim handling guidelines provided by Liberty Mutual and our customer, all while working in a completely remote environment.
Senior Claim Specialist
Insurance House
02.2021 - 01.2022
Conduct investigations on Non-Standard Personal policies from start to finish of complex coverage questions where I make decisions and recommendations to management regarding extension or Denial/Disclaimer of coverage where applicable
Manage large and complex inventory, set, and update proper reserves, and exceed expectations for productivity while working from home and with minimal supervision
Drafted standardized letter templates that were used across the entire claim environment
Also lead instructional classes to teach professional writing techniques to claim’s employees
Investigate Liability claims by taking recorded statements from all parties, completing scene investigations, analyzing damages, and reviewing reports from contracted partners
Review medical records presented by parties alleging injuries to determine validity of injuries based on past medical history, determine if mechanism of injury existed, and if treatment was consistent with reported injuries
Evaluated presented injury cases and presented to management for authority when appropriate
Negotiated proper injury settlements with pro se parties and attorneys to come to a fair resolution.
Injury Claims Specialist
State Farm Mutual Insurance Companies
04.2006 - 07.2020
Completed coverage investigations on Personal and Commercial policies from start to finish of complex coverage questions where I made decisions and recommendations to management regarding extension or Denial/Disclaimer of coverage where applicable.
Use investigative resources including, police reports, conducting recorded interviews of parties involved and witnesses, completing scene investigations, and retaining services of experts in various fields to assess appropriate liability decisions, setting appropriate reserves and assuring claims database is accurate.
Investigated and managed first party Uninsured Motorist Bodily Injury claims.
Analyze, investigate, and resolve medical bills for third party bodily injury claims to maximize recovery and mitigate risk.
Exercise discretion while working and communicating in confidential settings with sensitive information
Communicate with customers and respond to questions
Review and process new auto injury claims, including fatality losses, and property damage claims
Manage litigation process of suit defenses and collaborate with internal and external defense attorneys
Member of team that developed training material and training curriculum for newly hired representatives
Also, worked with this training team to teach this curriculum to new hires.
Education
Bachelor of Science - Telecommunication Engineering, Business Management