Summary
Overview
Work History
Education
Skills
Timeline
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Christopher S. Volrath

Fort Myers,FL

Summary

Experienced financial professional with over twelve years of progressive work experience in various roles, including quality control and underwriting. Possesses expert knowledge in auditing, compliance, and financial/strategic planning. Demonstrates effective communication skills with the ability to build rapport with subordinates, peers, and colleagues.

Overview

16
16
years of professional experience

Work History

Credit Analyst Underwriter

Gateway Mortgage Corporation
07.2019 - Current
  • Perform risk assessments on potential loan recipients based on credit rating, borrowing history, income, and other specific risk factors.
  • Provide recommendations regarding changes and enhancements to credit guidelines, procedures, and processes through DU/LP.
  • Review and verify all supporting documentation, such as appraisals, flood, tax transcripts, credit reports, bank statement and payoff statements.
  • Consult with banking staff to help recognize opportunities for customers to improve their financial well-being throughout the loan process.
  • Evaluation and process of FHA loans to the federal government for endorsement.
  • Reviewed, applicant’s paystubs, corporate and personal tax return and all legal documents.

Mortgage Underwriter

TriCity National Bank
08.2016 - 06.2019
  • Developed and maintained relationships with lenders, investors, and other stakeholders.
  • Maintained up-to-date knowledge of underwriting guidelines and industry trends.
  • Created written procedures and guidelines regarding underwriting for business.
  • Mentored and trained less experienced team members.
  • Made recommendations regarding new procedures for selling Fannie Mae and Freddie Mac contracts.
  • Clear conditions and rework loans for changes of circumstances as necessary.

Credit Risk Underwriter

JPMorgan Chase
06.2009 - 08.2016
  • Evaluated key risk factors related to specific transactions.
  • Ensured all credit exposures were approved at the appropriate level.
  • Prepared and calculated income and assets thoroughly.
  • Reviewed loan files for compliance with all applicable laws, regulations, and investor guidelines.
  • Analyzed loan documentation to ensure accuracy and completeness.

Education

Bachelor of Business Science -

Cardinal Stritch University

Associate of Marketing -

Waukesha County Technical College

Skills

  • Strong Organizational Skills
  • Customer service
  • Goal oriented
  • Decision-Making Skills
  • Ability to Multi-Task
  • Strong Problem-Solving Skills
  • Time Management Skills
  • Strong attention to detail

Timeline

Credit Analyst Underwriter

Gateway Mortgage Corporation
07.2019 - Current

Mortgage Underwriter

TriCity National Bank
08.2016 - 06.2019

Credit Risk Underwriter

JPMorgan Chase
06.2009 - 08.2016

Bachelor of Business Science -

Cardinal Stritch University

Associate of Marketing -

Waukesha County Technical College

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