Cody Bailey
Winchester
Summary
Results-driven Mortgage Loan Closer with a proven track record in audit-ready closings and regulatory compliance. Maintains 100% accuracy in Closing Disclosure reviews and full RESPA/TRID compliance, supporting zero regulatory violations. Skilled at streamlining loan delivery-cutting delays by 15%-and coordinating Title, Escrow, and funding to ensure timely, error-free closings. Strong attention to detail, process improvement focus, and commitment to exceptional stakeholder communication.
Skilled at working with agents, lenders, attorneys, and private clients to coordinate real estate closings. Demonstrated abilities in administrative leadership and customer relations. Looking for a dynamic long-term position with growth potential.
Overview
2
2
years of professional experience
1
1
year of post-secondary education
Work History
Closing Coordinator
Mortgage Connect
04.2025 - 09.2025
- Evaluate pipeline readiness, identify and resolve potential blockers for timely loan delivery.
- Track and assign loan files in a high-volume setting, ensuring adherence to service-level agreements and compliance.
- Achieve 100% accuracy in reviewing Closing Disclosures and HUD-1 statements, applying regulatory standards expertise.
- Collaborate with Title and Escrow teams to resolve outstanding conditions and ensure completeness of post-closing documentation.
- Streamlined loan delivery processes, reducing delays by 15%.
- Enhanced compliance accuracy, contributing to zero regulatory violations.
- Improved coordination with Title and Escrow, expediting documentation readiness.
Mortgage Loan Closer
Teksystems
04.2024 - 05.2025
- Manage pre-closing reviews and verify loan terms, fees, and file completeness.
- Assemble closing packages, ensuring accuracy across all documents.
- Schedule closings and coordinate with all parties for seamless execution.
- Confirm funding conditions and manage funds disbursement.
- Oversee recording and transmission of final documents, addressing post-closing tasks and compliance audits.
- Streamlined closing processes, enhancing efficiency and accuracy.
- Achieved 100% compliance with RESPA/TRID regulations.
- Reduced post-closing inquiries by implementing quality control measures.
Security Officer
Prosegur
08.2023 - 04.2024
- Patrolled designated areas to ensure safety and security of premises, personnel, and visitors.
- Monitored surveillance systems for suspicious activity and responded promptly to incidents and alarms.
- Maintained accurate daily activity records, including incident reports and logs.
- Collaborated with law enforcement during investigations and enforced access control measures.
- Conducted regular training to stay updated on security protocols.
- Identified vulnerabilities and recommended preventive measures.
- Provided customer service by assisting visitors with facility information.
Education
High school diploma -
Philip Barbour High School Complex
Philippi, WV 09.2018 - 05.2019
Skills
- Regulatory compliance
- Loan processing
- Closing Disclosures
- Mortgage closing
- Title processing
- Problem-solving
- Attention to detail
- Customer communication
- Loan documentation
- Closing coordination
- Compliance audits
- Pipeline management
- Process optimization
- Mortgage industry knowledge
- Customer relationship management
- Time management
- Problem solving
- Effective communication
- Team collaboration
- Adaptability under pressure
- Situational awareness
- Record keeping
- Lender relations
- Performance tracking
- Closing disclosures
- Issue investigations
- Report generation
- Vendor coordination
- Document preparation
- Compliance monitoring
- Document coordination
- Escrow management
- Policy adherence
- Deadline management
- Tax documentation
- Title searches
- Closing schedules
- Disbursement management
- Real estate
- Insurance verification
- Closing processes
- Attorney communication
- Client communication
- Administrative support
- Settlement documents
- Legal understanding
- Office management
- Closing techniques
- Loan closing documentation
- Building rapport
- Target achievement
Personal Information
Title: Mortgage Loan Closer
Timeline
Closing Coordinator
Mortgage Connect
04.2025 - 09.2025
Mortgage Loan Closer
Teksystems
04.2024 - 05.2025
Security Officer
Prosegur
08.2023 - 04.2024
High school diploma -
Philip Barbour High School Complex
09.2018 - 05.2019