Dedicated mortgage professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
23
23
years of professional experience
Work History
Ops Support Specialist/Onboarding Concierge
Universal Lending
02.2008 - Current
Evaluate and solve user problems, using experience, personal expertise and probing questions.
Assist Loan Officers, Loan Closers, and Loan Processors with all support needs.
Devise solutions to operations issues related to Encompass, DU, and LP working closely via phone, email, live chat and web teleconference.
Collaborate with vendors to locate replacement components and resolve advanced problems.
Help streamline repair processes and update procedures for support action consistency.
Train all new Loan Officers and Processors on Universal Lending's Policies and Procedures, Encompass, and all vender services.
Originate and process all Employee Loans. I currently hold MLO licenses in the states of Colorado, Arizona and South Dakota.
Underwrite overflow files.
Retail Operations Manager
Universal Lending
05.2012 - 08.2016
Managed all operations for Retail Division of Universal Lending
Mortgage Loan Underwriter
Universal Lending
02.2008 - 05.2012
Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
Verified integrity of applicants' information to minimize fraud.
Determined credit risks by reviewing files and comparing data against current agency guidelines (FHA, VA, USDA, FNMA and FHLMC) and investor overlays.
Worked with processing team members to communicate errors and obtain missing information for current applications.
Maintained mortgage program compliance with federal agencies such as VA, HUD and FNMA.
Trained junior team members in underwriting procedures and loan quality standards.