DALE VANPOUCKER
Brighton,MI
Summary
To secure a challenging position in the mortgage industry that utilizes an unique combination of skills and experience in compliance, quality control, management and underwriting.
Overview
27
27
years of professional experience
Work History
Senior Post Closing Auditor-Delegated Operations
FLAGSTAR BANK, FSB
06.2014 - Current
- Completed post-closing quality control evaluations of closed mortgage loans to ensure it meets agency, government and bank guidelines.
- Versatile team member also experienced in post-closing compliance review and loss mitigation underwriting.
- Excellent knowledge of underwriting guidelines including but not limited to income, asset, credit and property valuation analysis.
- Well skilled in fraud detection.
Senior Auditor
STEWART LENDING SERVICES/ALLONHILL
04.2010 - 11.2013
- Responsible for reviewing work of due diligence team that audits various types of closed loans ranging from government to jumbo as well as all conventional loans.
- Acted as liaison between staff and customers.
- Also worked in production as volume and staff dictated.
Underwriting Manager
PERFECT MORTGAGE/BERGIN FINANCIAL
05.2007 - 03.2009
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Recruited, hired and managed a team of 14 underwriters.
- Was internal contact for correspondents in our wholesale department.
Co-founder
RESOURCE LENDING GROUP
03.2000 - 04.2007
- Co-founded a Michigan mortgage company with $1 million in annual revenue.
- Top producing sales leaders every year.
- Recruited, hired and maintained staff of 15.
- Managed all facets of business operations, from payroll and accounting to compliance, underwriting and warehousing.
Frontline Underwriter
SHORE MORTGAGE
05.1998 - 03.2000
- Focusing primarily on government lending.
- Earned FHA DE designation.
Education
Bachelor of Science - Business Administration, Finance
WAYNE STATE UNIVERSITY
Detroit, MISkills
- Compliance review
- Team leadership
- Supervision
- FHA underwriting
- Conventional underwriting
- Paperless environment
- Wholesale lending
- Retail lending
- Operations management
- Regulatory compliance
- Managing warehouse lines of credit
- Secondary marketing placement
- Sales production
References
References available upon request
Timeline
Senior Post Closing Auditor-Delegated Operations
FLAGSTAR BANK, FSB
06.2014 - Current
Senior Auditor
STEWART LENDING SERVICES/ALLONHILL
04.2010 - 11.2013
Underwriting Manager
PERFECT MORTGAGE/BERGIN FINANCIAL
05.2007 - 03.2009
Co-founder
RESOURCE LENDING GROUP
03.2000 - 04.2007
Frontline Underwriter
SHORE MORTGAGE
05.1998 - 03.2000
Bachelor of Science - Business Administration, Finance
WAYNE STATE UNIVERSITY
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