Danielle Nappi
Kissimmee,FL
Summary
Mortgage Professional with 6 years of experience in loan origination support, processing, and high-volume pipeline management. Currently a Junior Loan Originator at NFM Lending with deep knowledge of underwriting guidelines, AUS review, document analysis, and compliance documentation. Recognized for strong operational execution, proactive problem-solving, and the ability to move files efficiently from application through conditional approval. Trusted partner to borrowers, builders, and internal stakeholders.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Junior Loan Originator
NFM Lending
FL
04.2022 - Current
- Manage and support a high-volume mortgage pipeline from application to conditional approval.
- Analyze borrower financials including tax returns, bank statements, credit reports, and large deposits.
- Run AUS and interpret findings to ensure alignment with agency and investor guidelines.
- Order and review third-party verifications (The Work Number, DataVerify, FHA Connection).
- Coordinate appraisals, title work, homeowner's insurance, and contract documentation.
- Maintain detailed pipeline reporting for management oversight.
- Proactively identify and resolve documentation gaps to prevent underwriting delays.
- Support complex income scenarios requiring CPA documentation and relocation verification.
- Landsea Mortgage Division
- Remote
Production Assistant
Caliber Home Loans
FL
01.2020 - 04.2022
- Served as liaison between lender and builder to ensure seamless transaction flow.
- Maintained and reported on large pipeline volume with consistent accuracy.
- Assisted borrowers in gathering documentation to facilitate processing and underwriting.
- Distributed contract addendums and ensured timely communication across all parties.
- Remote
Education
Bachelor of Science - Psychology
University of Central Florida
Orlando, FL08.2012
Skills
- Loan Origination Support
- Underwriting Guidelines
- AUS Review
- Income & Asset Analysis
- Credit & Liability Review
- Pipeline Management
- Builder & Borrower Relations
- Third-Party Verifications
- Appraisal & Title Coordination
- Compliance Documentation
- High-Volume File Management
- Deadline-Driven Execution
Accomplishments
Awarded as "Administrative Person of the Year" by Division President.
Certification
Mortgage Loan Originator (MLO)
Timeline
Junior Loan Originator
NFM Lending
04.2022 - Current
Production Assistant
Caliber Home Loans
01.2020 - 04.2022
Bachelor of Science - Psychology
University of Central Florida