Amiya Bornt
Lacey,WA
Summary
Talented Loan Officer with a proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
4
4
years of professional experience
Work History
Consumer Loan Officer
MAC FCU
Fairbanks, Alaska/ Remote
03.2021 - Current
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Proactively identified and mitigated risks associated with complex transactions through careful analysis of financial information provided by applicants.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
- Examined customer loan applications for loan approvals and denials.
- Assisted customers in selecting appropriate loan products based on their financial needs and goals.
- Maintained strict confidentiality of bank records and client information.
Mortgage Loan Processor
Mt. Mckinley Bank
11.2020 - 03.2021
- Reviewing and verifying borrowers' income, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for underwriting submittal.
- I ensured every loan application was is in compliance with my company policies, underwriting guidelines and lending-program requirements.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Optimized workflow management by prioritizing high-priority tasks and meeting strict deadlines consistently.
Universal Banker
Olympia Federal Savings
03.2020 - 11.2020
- Use business development, referral and account retention skills to provide prompt and courteous service to customers
- Efficiently and accurately conduct both basic and complex new accounts and teller transactions
- Provided exceptional service through accurate and efficient management of teller line duties while maintaining strict confidentiality standards.
- Provided advice on different bank products and financial options.
- Improved customer satisfaction by providing personalized banking solutions and addressing client needs promptly.
- Executed wire transfers, stop payments and account transfers.
Education
High school diploma -
Tumwater High School
Tumwater, WA06.2018
Skills
- I enjoy working in a fast paced, energized work environment I am an organized person who possess outstanding time management, verbal, and written communication skills I work proficiently in all Microsoft Office products I am a highly dependable, organized, detailed oriented person who has always enjoyed building and maintaining lasting effective working relationships with past and present employers and co-workers
- Banking
- Account Management
- Cash Handling
- Financial Services
- Credit Analysis
- Loan processing
- Income Evaluation
Timeline
Consumer Loan Officer
MAC FCU
03.2021 - Current
Mortgage Loan Processor
Mt. Mckinley Bank
11.2020 - 03.2021
Universal Banker
Olympia Federal Savings
03.2020 - 11.2020
High school diploma -
Tumwater High School