David Henson
Fairhope,Alabama
Summary
Mortgage Loan Officer with a background in loan origination, underwriting review, and income verification. Licensed across Alabama, Mississippi, and Florida, with a focus on fast submission processing, accurate loan files, and responsive customer service that supports strong relationships with borrowers and realtors.
Overview
35
35
years of professional experience
Work History
Mortgage Loan Officer
DHI Mortgage Inc.
Spanish Fort, Alabama
08.2019 - Current
- Achieved seventh position for loan volume in Alabama, demonstrating strong performance in mortgage origination.
- Originated loans across multiple states at DHI mortgage, enhancing client access and service reach
- Managed submission speed and customer service, delivering timely responses and streamlined processes for clients
- Secured mortgage licenses in Alabama, Mississippi, and Florida, expanding service offerings and geographical reach
Mortgage Loan Officer
DSLD Mortgage, LLC
Daphne, Alabama
10.2018 - 08.2019
- Directed originations and production efforts in new market, establishing builder relationships that expanded client base
- Obtained real estate licenses in Alabama and Florida, enabling seamless transaction facilitation
- Managed branch office operations in Pensacola, Florida, delivering consistent service and enhancing customer satisfaction
Mortgage Loan Officer
DHI Mortgage Inc.
Daphne, Alabama
05.2017 - 10.2018
- Ranked in top 10% of loan officers for loan production and customer service
- Originated and processed loans, ensuring regulatory compliance and customer satisfaction
- Obtained loan origination licenses in Alabama and Florida, enhancing service offerings
Mortgage Loan Officer
Regions
Spanish Fort, Alabama
11.2016 - 05.2017
- Guided homebuyers through Regions Mortgage loan options and qualification requirements to facilitate informed decision-making
- Gathered borrower documents and organized mortgage applications for efficient underwriting review
- Verified income, assets, credit, and employment details for loan files
- Streamlined origination workflow to enhance processing speed and minimize turnaround time
Mortgage Loan Officer
Tyndall Federal Credit Union
Mobile & Baldwin County, Alabama
08.2015 - 11.2016
- Achieved top loan production in outside sales through strong client relationships and market knowledge
- Originated mortgage loans for homebuyers and referral partners, enhancing client satisfaction and retention
- Managed loan originations and processing, ensuring timely and accurate completion of all transactions
- Guided applicants through loan programs and underwriting requirements, ensuring informed decision-making and compliance
- Collected and verified borrower documents, ensuring accurate processing of income, assets, and credit data for timely loan approvals
Branch Manager
Acceptance Loan Co. / 1st U.S.Bank
01.2015 - 07.2015
- Managed loan portfolio exceeding 9,000,000 to ensure optimal performance
- Oversaw staff management and loan production to meet compliance standards and minimize delinquency rates
- Supervised branch staff, coaching on service standards and optimizing daily workflow
- Managed lending and deposit operations for Acceptance Loan Co. and 1st U.S. Bank, ensuring compliance and operational efficiency
- Processed consumer loans, verifying credit files and borrower documents
Rural Route Carrier / OIC, (Part Time)
United States Postal Service
Daphne, Alabama
11.2010 - 12.2014
- Delivered mail and packages across assigned rural route for United States Postal Service
- Sorted and cased mail according to Postal Service route sequence, ensuring timely delivery
- Scanned packages and accountable mail with handheld equipment, maintaining accuracy in delivery records
- Received a recommendation for Officer in Charge/Postmaster training from direct supervisor after one year of service.
Vice President
U.S. Mortgage and Investments
North Little Rock, Arkansas
05.2008 - 09.2010
- Streamlined mortgage loan origination process, enhancing customer satisfaction and processing efficiency
- Examined financial records for accuracy, maintaining budget to ensure fiscal responsibility
- Audited files for compliance with federal and state regulations, mitigating risk
President
Arkansas Mortgage Group, Incorporated
Little Rock, Arkansas
08.1998 - 04.2008
- Hired, trained, and led team of thirty-five employees across multiple office locations, enhancing operational efficiency
- Balanced $1,000,000 average annual revenue and expenditures to maintain financial integrity
- Managed $900,000 investment property portfolio, optimizing asset performance
- Oversaw construction of a $975,000 building project, ensuring timely completion and quality standards
- Established over fifty connections with wholesale lenders, creating partnership opportunities for business growth
- Compiled financial statements for state securities audit, ensuring compliance and accuracy
- Facilitated residential mortgage loan origination, guiding clients through application process to ensure successful outcomes
Assistant Vice President
American National Mortgage, Incorporated
Farmers Branch, Texas
08.1996 - 08.1998
- Promoted to Assistant Vice President, overseeing loan operations and strategic initiatives
- Directed mortgage lending operations across retail and correspondent channels, enhancing loan accessibility and service delivery
- Coordinated underwriting, closing, and funding teams to ensure timely and efficient loan processing
- Reviewed loan files for compliance with federal and investor guidelines, mitigating risks and ensuring adherence to regulatory standards
- Created and launched branch office, managing daily operations and driving customer engagement
Air Dock Supervisor (Part Time)
United Parcel Service
Little Rock, Arkansas
03.1996 - 10.1996
- Led team of 6 in loading containers for air transport, optimizing operational efficiency
- Weighed and balanced cargo, ensuring compliance with loading standards for safe aircraft operation
- Resolved Hazmat-related concerns by enforcing safety protocols, ensuring secure loading environment
- Advanced to full-time role from tech support position
National Football League Player
Arizona Cardinals
Phoenix, Arizona
04.1992 - 01.1994
- Competed as defensive lineman in professional football, contributing to the team's defensive strategies and overall performance on the field
- Executed play assignments for Arizona Cardinals, ensuring alignment with game plans and practice routines
- Analyzed opponent formations, adjusting positioning to optimize defensive strategies during Cardinals meetings
- Participated in strategy discussions with coaches and teammates, contributing to enhanced defensive execution
Education
Bachelor of Science - Public Administration
University of Central Arkansas
Conway, Arkansas12-1993
Skills
- Excel proficiency
- Loan origination
- Mortgage origination
- Loan processing
- Mortgage underwriting
- Regulatory compliance
- Underwriting review
- Income verification
Honors and Activities
2015 Central Arkansas Hall of Fame Class, University of Central Arkansas 1991 National Championship Football Team player, Three time All-American player, Kodak All American player, 2017 Arkansas Hall of Fame Class, member of the 1991 University of Central Arkansas Team.
Relevant Coursework
- Principles of Accounting I and II
- Principles of Economics I and II
- Budgeting
- Money and Banking
- Legal Environment of Business I
- Public Administration
- Public Policy
- Accounting for Government and Nonprofit Organizations
- Organizational Behavior
- Advanced Organizational Behavior
- Labor Problems
- Statistical Methods I
- Personnel Management
Timeline
Mortgage Loan Officer
DHI Mortgage Inc.
08.2019 - Current
Mortgage Loan Officer
DSLD Mortgage, LLC
10.2018 - 08.2019
Mortgage Loan Officer
DHI Mortgage Inc.
05.2017 - 10.2018
Mortgage Loan Officer
Regions
11.2016 - 05.2017
Mortgage Loan Officer
Tyndall Federal Credit Union
08.2015 - 11.2016
Branch Manager
Acceptance Loan Co. / 1st U.S.Bank
01.2015 - 07.2015
Rural Route Carrier / OIC, (Part Time)
United States Postal Service
11.2010 - 12.2014
Vice President
U.S. Mortgage and Investments
05.2008 - 09.2010
President
Arkansas Mortgage Group, Incorporated
08.1998 - 04.2008
Assistant Vice President
American National Mortgage, Incorporated
08.1996 - 08.1998
Air Dock Supervisor (Part Time)
United Parcel Service
03.1996 - 10.1996
National Football League Player
Arizona Cardinals
04.1992 - 01.1994
Bachelor of Science - Public Administration
University of Central Arkansas