Summary
Overview
Work History
Education
Skills
Timeline
Generic

Dayna Hayes

Ballston Spa,NY

Summary

  • Self-driven mortgage professional with strong track record in navigating complex financial transactions and delivering exceptional client experiences. Proven ability to collaborate effectively with team members, adapt to evolving industry standards, and consistently achieve desired outcomes. Equipped with skills in loan origination, financial analysis, and regulatory compliance, ensuring seamless, efficient processes and high client satisfaction.

Overview

15
15
years of professional experience

Work History

Mortgage Loan Originator

Homestead Funding Corp.
04.2024 - Current
  • Worked with underwriters to fix application problems and resolve issues.
  • Collaborated with underwriters, processors, and other team members to resolve issues, ensuring smooth transactions for all parties involved.
  • Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
  • Maintained up-to-date knowledge of industry regulations, changes, and trends to provide accurate advice to clients.
  • Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
  • Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
  • Worked closely with borrowers experiencing financial hardship, helping them explore alternative financing options or refinancing solutions.
  • Streamlined the loan origination process with thorough pre-qualification assessments, resulting in faster decisionmaking.
  • Managed a pipeline of mortgage applications, prioritizing tasks to ensure timely closings and meet clients'' needs.
  • Assisted clients in understanding complex mortgage terms, facilitating informed decisions about their financing options.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
  • Developed strong relationships with real estate agents, increasing referral business and expanding client base.
  • Assisted customers with completing loan applications and other paperwork.

Mortgage Loan Originator

Trustco Bank
01.2023 - 02.2024

Same as Homestead Funding

Mortgage Loan Originator

SEFCU Mortgage Services
01.2011 - 01.2023

Same as Homestead Funding and Trustco Bank

Education

Regents

South Glens Falls Central School
South Glens Falls, NY
06.1988

Skills

  • Loan structuring
  • Pipeline management
  • Underwriting guidelines
  • Residential mortgage lending regulations
  • Document preparation
  • Loan origination
  • Licensed mortgage loan originator
  • Goal oriented
  • Refinancing options
  • Desktop underwriter expert
  • Pre-approval process
  • Attention to detail
  • Customer service-focused

Timeline

Mortgage Loan Originator

Homestead Funding Corp.
04.2024 - Current

Mortgage Loan Originator

Trustco Bank
01.2023 - 02.2024

Mortgage Loan Originator

SEFCU Mortgage Services
01.2011 - 01.2023

Regents

South Glens Falls Central School
Dayna Hayes