DeAnna McKenna
Mortgage Banking Professional
Detroit,MI
Summary
Talented Mortgage Professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
21
21
years of professional experience
2
2
Certifications
Work History
Senior FHA DE/VA SAR Mortgage Underwriter
Fairway Independent Mortgage Corp.
02.2021 - 11.2022
- Enhanced loan quality by meticulously reviewing and analyzing complex financial documents, credit reports, and appraisals.
- Reduced loan processing time by implementing efficient underwriting practices and effectively collaborating with loan officers.
- Ensured compliance with federal regulations and company policies through diligent examination of mortgage documentation.
- Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.
- Increased team productivity by mentoring junior underwriters, sharing industry knowledge, and providing constructive feedback on their work.
Senior FHA DE/VA SAR Mortgage Underwriter
Loandepot
01.2020 - 02.2021
- Mitigated risks associated with loan approvals, conducting thorough due diligence on borrower profiles and property valuations.
- Collaborated with multiple departments for seamless loan approval process, ensuring all necessary information was accurately documented and communicated.
- Managed a diverse portfolio of mortgage applications, consistently meeting strict deadlines while maintaining attention to detail.
- Continuously updated industry knowledge through professional training sessions, seminars, conferences, and self-directed learning efforts.
Senior FHA DE/VA SAR Mortgage Underwriter
Acopia Home Loans
03.2016 - 11.2019
- Assisted in training new team members, fostering a collaborative work environment that supported professional growth.
- Demonstrated sound decision-making skills when assessing borrower eligibility based on financial stability, creditworthiness, and collateral value.
- Balanced competing priorities effectively to meet strict deadlines for multiple loan applications simultaneously.
- Supported the loan origination team by providing expert knowledge and guidance on complex underwriting scenarios, enabling well-informed decisions in challenging cases.
Credit Risk Analyst-
MRN3
03.2012 - 05.2016
- Enhanced portfolio performance with diligent monitoring and proactive risk mitigation measures.
- Conducted in-depth financial analysis to evaluate corporate borrowers'' creditworthiness.
- Identified potential risks by analyzing trends in industry-specific data and market fluctuations.
- Recognized potential problem loans early, facilitating prompt corrective actions that mitigated losses for the organization.
Assistant Credit Administrator
Bank Of America
01.2002 - 02.2012
- Improved credit department efficiency by streamlining processes and implementing new software solutions.
- Facilitated cross-functional collaboration to effectively manage complex transactions and resolve issues promptly.
- Optimized workflow efficiency through ongoing staff training in best practices for credit evaluation and management.
- Collaborated with sales teams to provide accurate, up-to-date information about applicant qualifications for loans or lines of credit.
- Developed comprehensive policies and procedures for the credit administration team, ensuring consistency across all operations.
- Demonstrated exceptional attention to detail in reviewing financial statements, tax returns, and other documentation as part of the underwriting process.
Skills
- Credit analysis
- Regulatory Compliance
- Analytical Skills
- Customer service-focused
- Problem-solving aptitude
- Practiced at FHA loan process
- Decision-Making
- Problem-solving abilities
Certification
FHA DE Chums Designation
VA SAR-Lapp Designation
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Education
Associate of Arts - Business Management
Portland State University
Portland, ORTimeline
Senior FHA DE/VA SAR Mortgage Underwriter
Fairway Independent Mortgage Corp.
02.2021 - 11.2022
Senior FHA DE/VA SAR Mortgage Underwriter
Loandepot
01.2020 - 02.2021
Senior FHA DE/VA SAR Mortgage Underwriter
Acopia Home Loans
03.2016 - 11.2019
Credit Risk Analyst-
MRN3
03.2012 - 05.2016
Assistant Credit Administrator
Bank Of America
01.2002 - 02.2012
Associate of Arts - Business Management
Portland State University
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