Debra Drake
Twin Falls,ID
Summary
For the past 27 years, I have worked in the Escrow and Title Industry, all facets of the business. Prior to that I worked in the Banking industry in the lending division
Overview
28
28
years of professional experience
Work History
Escrow Assistant
Alliance Title & Escrow, LLC
Twin Falls, ID
06.2010 - 05.2022
- Obtained documents such as proof of insurance and HOA statements.
- Maintained open communication with lenders, brokers and borrowers.
- Scheduled signings and gathered required paperwork.
- Prepared estimated closing statements for buyer and seller.
- Studied and clarified buyer, seller and lender instructions to determine escrow requirements.
- Checked signatures and legal descriptions for accuracy and integrity.
- Communicated requirements and title exception information to clients.
- Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Followed-up on status of releases, policies and return of recorded documents.
- Examined purchase and sale agreement for potential items of concern and addressed immediately.
- Worked with title group to resolve issues such as easements, lot splits and bankruptcies.
- Forwarded title clearing documentation to title officer for approval.
Escrow Officer
Twin Falls Title & Escrow
Twin Falls, ID
09.2007 - 09.2009
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Opened incoming orders and set up escrow files per purchase agreement.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Managed real estate closing process in compliance with applicable standards and legal requirements.
- Followed-up on status of releases, policies and return of recorded documents.
- Prepared and delivered projected HUD-1 settlement statements to lender upon request.
- Examined purchase and sale agreement for potential items of concern and addressed immediately.
- Worked with title group to resolve issues such as easements, lot splits and bankruptcies.
- Forwarded title clearing documentation to title officer for approval.
Escrow Officer
First American Title
Twin Falls, Idaho
02.1994 - 09.2007
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Opened incoming orders and set up escrow files per purchase agreement.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
Education
Legal Assistant Certificate - Legal Administrative Assisting
Idaho State University
Pocatello, ID05.1978
High School Diploma -
Jerome High School
Jerome, ID05.1977
Skills
Resware Title Company Software
10 Key
Typing
Timeline
Escrow Assistant
Alliance Title & Escrow, LLC
06.2010 - 05.2022
Escrow Officer
Twin Falls Title & Escrow
09.2007 - 09.2009
Escrow Officer
First American Title
02.1994 - 09.2007
Legal Assistant Certificate - Legal Administrative Assisting
Idaho State University
High School Diploma -
Jerome High School