Debra Reilly
Millbury,MA
Summary
Dedicated and seasoned AVP, committed to accepting and addressing challenges by embracing change and implementing improvements. Proven history of developing strategic initiatives, providing project management and offering results-focused interactions to foster growth. Supports the corporate objectives and strategic plan objectives. Offering 36 years of expertise in finance and banking industry, to fulfill a Retail Lending Specialist role where demonstrating sound judgement and extensive knowledge of underwriting and considerable exposure to risk-based lending spent. Well-versed in all types of loans and application processes. Professional and maintain a strong rapport with my supervisors and peers.
Overview
21
21
years of professional experience
Work History
Assistant Vice President, Consumer Credit
Homefield Credit Union
Grafton, MA
08.2010 - Current
- Manage the consumer lending activities, procedures, policies, strategies, compliance and staff training.
- The principle decision maker for the consumer loan origination, processing, underwriting, closing, and ensures accuracy and compliance.
- Responsible for all vendor relationships. Manages all gap and warranty claims.
- Manage the consumer loan risk based Lender Protection program.
- Supports the credit union's strategic plan to achieve the credit unions lending growth goals.
- Prepares and submits regulatory reports as required and assists with audits and regulatory exams.
- Manage and mentor junior underwriters.
Travel Sales Agent
Reilly Travel
Millbury, MA
10.2007 - Current
- Home based on line travel business
- Handled travel arrangements for groups, weddings and families
- Specialize in cruises and all inclusive vacation
Mortgage Loan Processor- Part-time
Reliant Mortgage
Shrewsbury, MA
08.2007 - 08.2010
- Created and completed loan submission packages and initial disclosures
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Managed any conditions sent from underwriting department.
Executive Loan Coordinator
Drew Mortgage
Shrewsbury, MA
04.2004 - 08.2007
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Analyze and process loans through Desktop Underwriter
- Prepare commitment letters
- Facilitated loan closings and prepared closing documents
- Worked with third-party vendors to address and clear loan closing requirements.
Education
Finance
N.E. College Of Finance
Underwriting
MGIC
Lending
CU Lending Advice.com
Skills
- Loan Origination and Underwriting
- Policy compliance
- Risk management
- Project and vendor oversight
- Process Optimization/Improvements
- Analytical
- Team building
- Problem resolution
- Strong Customer service skills
References
Available upon request.
Timeline
Assistant Vice President, Consumer Credit
Homefield Credit Union
08.2010 - Current
Travel Sales Agent
Reilly Travel
10.2007 - Current
Mortgage Loan Processor- Part-time
Reliant Mortgage
08.2007 - 08.2010
Executive Loan Coordinator
Drew Mortgage
04.2004 - 08.2007
Finance
N.E. College Of Finance
Underwriting
MGIC
Lending
CU Lending Advice.com