Denise Jenkins
Denver,CO
Summary
Proven multi-tasking abilities and problem solving under pressure, thrive on challenging tasks in a fast-paced environment, goal-driven achiever with a passion for customer service, positive attitude, excellent organizational skills, detail-oriented, enthusiastic with strong professional work ethic, cash handling. I have an established reputation for excellence in the financial industry. I motivate others, monitor project timelines, and I'm an excellent team member or team leader, as the duties require.
Overview
11
11
years of professional experience
Work History
Accountant/Bookkeeper
Continuum Partners
01.2023 - Current
- Reconciled accounts, managed audits and updated financial records with remarkable accuracy.
- Research all discrepancies.
- Analyzed financial discrepancies and provided solutions for accurate financial records.
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Applied proper codes to invoices, files, and receipts to keep records organized and easily searchable.
- Input financial data and produced reports using Yardi.
- Input and Post Journal Entries.
Bookkeeper/Accounts Payable Clerk
Bingo Reverse Mortgage
07.2022 - 10.2022
- Maintained and processed invoices, deposits, and money logs.
- Reported financial data and updated financial records in ledgers and journals.
- Recorded deposits, reconciled monthly bank accounts and tracked expenses.
- Input financial data and produced reports using Yardi
- Updated spreadsheets with statistical, financial and non-financial information.
- Applied proper codes to invoices, files, and receipts to keep records organized and easily searchable.
Accountant/Loan Processor
Guild Mortgage LLC
08.2020 - 05.2022
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Compiled general ledger entries on short schedule with 100% accuracy.
- Reviewed accounts, resolved coding areas, and tracked recurring expenses for accrual entry.
- Partnered with auditors to track errors and add contributions to maintain accuracy.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues.
- Handled any conditions sent from underwriting departments.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
Senior Loan Processor
M2 Lending Solutions
05.2020 - 08.2020
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Handled any conditions sent from underwriting departments.
- Evaluated approvals against established bank and government lending standards.
- Developed and maintained relationships with customers and loan officers to establish smooth loan process.
- Analyzed credit reports to determine eligibility of applicants and capacity for loan products.
Senior Loan Processor
Fairway Independent Mortgage
11.2019 - 04.2020
- Worked with customers via telephone to answer questions, process transactions, and resolve issues.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
Senior Loan Processor
Pulte Home Loans
09.2016 - 11.2019
- Contacted borrowers to go all outstanding conditions
- Set expectation as to when documents are due
- Calculated Income: salaried, self-employed via paystubs and tax returns
- Processed VA, Conventional and FHA loans.
- Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
Senior Loan Processor
Caliber Home Loans
04.2015 - 06.2016
- Calculated Income: salaried, self-employed and renters via paystubs and tax returns
- Requested and reviewed titles, and insurance for SFR, Condos and Townhomes
- First look at files, submit to underwriting / clear outstanding conditions
- Reviewed assets via bank statements, and retirement statements.
Mortgage Underwriter
Cornerstone Home Lending
07.2014 - 04.2015
- Process VA, Conv, FHA, and Reverse Mortgage loans per DU and LP findings
- Request and review titles, and insurance for SFR, Condos and Townhomes
- First look at files, submit to underwriting / Clear outstanding conditions
- Review assets via bank statements, and retirement statements.
Mortgage Underwriter
Wells Fargo
10.2012 - 02.2014
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
- Monitored pipelines to track and log status of loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Education
No Degree - 6-week MBA Certification Program
Denver Institute of Urban Studies
Denver, CO01.2013
No Degree - Application Theory in Accounting, Financing
Denver Insitute Of Urban Studies
Denver, CO01.2013
GED -
Aurora Public School
Aurora, CO05.1990
Skills
- Yardi Voyager
- Nexus Payable
- CIM Yardi
- Point
- Chase File Manager
- Excel
- LOS
- Bookkeeping
- Financial Analysis
- Financial Reporting
- Financial Statements Expertise
- Accounting and Bookkeeping
- Citrix
- Encompass
- MyKey
- Sharepoint
- Quick Book
Competencies Qualifications
- Accounting
- Accounts Payable
- Underwriting
- Team Lead
- Customer Resolution
- Processing
- Closing/Funding
- Reconciliation
- Research
- Billing
- DU/LP Findings
- Credit
- Application Assessment
- Audits
- Taxes Financial Reporting
- Training
- Contracts
- Reverse Mortgages
Timeline
Accountant/Bookkeeper
Continuum Partners
01.2023 - Current
Bookkeeper/Accounts Payable Clerk
Bingo Reverse Mortgage
07.2022 - 10.2022
Accountant/Loan Processor
Guild Mortgage LLC
08.2020 - 05.2022
Senior Loan Processor
M2 Lending Solutions
05.2020 - 08.2020
Senior Loan Processor
Fairway Independent Mortgage
11.2019 - 04.2020
Senior Loan Processor
Pulte Home Loans
09.2016 - 11.2019
Senior Loan Processor
Caliber Home Loans
04.2015 - 06.2016
Mortgage Underwriter
Cornerstone Home Lending
07.2014 - 04.2015
Mortgage Underwriter
Wells Fargo
10.2012 - 02.2014
No Degree - 6-week MBA Certification Program
Denver Institute of Urban Studies
No Degree - Application Theory in Accounting, Financing
Denver Insitute Of Urban Studies
GED -
Aurora Public School
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