Dynamic HUD Certified Housing Counselor with strong background in mortgage lending and management. Community-focused, detail-oriented, individual who is adept at all types of mortgage programs and State/local housing assistance programs. Excellent verbal/written communication skills. True team player.
Overview
13
13
years of professional experience
1
1
Certification
Work History
HUD Certified Housing Counselor
Neighborhood Home Solutions
St. Petersburg, FL
04.2023 - Current
Specialize in Foreclosure Mitigation - assists clients in navigating mortgage struggles whether due to loss of income, increased expenses, etc. Successfully negotiates sustainable solutions via budgeting, restructuring of ancillary expenses, Homeowner Assistance Funds administration, and servicer cooperation. Trusted advisor to the St. Petersburg Community and surrounding counties. Also conducts pre-purchase counseling and post-purchase counseling with an emphasis on responsible homeownership.
Senior Mortgage Loan Officer
loanDepot, LLC
Tampa, FL
04.2021 - 04.2023
Well-versed in FHA, VA, USDA, Conventional, and Florida Housing Finance Corp. Bond programs, including Hometown Heroes;
Credit Solutions Advisor - MLO
Bank of America, NA
Tampa, FL
09.2017 - 04.2021
Gathered client debt, credit and income information to determine loan eligibility.
Met with applicants to obtain information for loan applications and answer questions about loan process.
Analyzed new markets and developed referral networks to locate new loan prospects.
Mortgage Loan Officer
PNC Mortgage
Tampa, FL
09.2015 - 08.2017
Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories.
Consistently Originated/Closed $1M/month minimum;
Collaborated with Private Bank, Trust, and Branch personnel to assist with client mortgage needs.
Senior Financial Services Representative
AAA Auto Club South
St. Petersburg, FL
08.2010 - 09.2015
Demonstrated expertise in product knowledge and sales to identify and recommend appropriate products and services to clients.
Consistently exceeded sales goals and led sales team in production for 52 of 60 months employed.