Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Languages
Timeline
Generic

Donald Rea

Irvine,California

Summary

Dynamic Licensed Mortgage Professional with over 20 years in the Mortgage Industry, excelling in credit analysis and client relationship management. Proven track record in negotiating favorable loan terms, enhancing customer satisfaction, and ensuring compliance with industry regulations. Adept at loan origination and committed to achieving client financial goals through strategic solutions.

Overview

24
24
years of professional experience
1
1
Certification

Work History

Licensed Mortgage Professional

Nationstar Mortgage LLC
05.2017 - 04.2025
  • Evaluated borrower qualifications based on thorough credit assessments and informed decision-making in line with company lending policies.
  • Negotiated favorable terms with lenders on behalf of clients, ensuring their best interests were represented throughout the financing process.
  • Ensured compliance with federal and state regulations by staying up-to-date on all relevant industry guidelines.

Loan Originator

Caliber Home Loans, Inc
05.2017 - 05.2017
  • Conducted thorough borrower assessments to determine appropriate loan products based on individual needs and qualifications.

Loan Originator

Banc of California, National Association
08.2015 - 05.2017
  • Provided exceptional customer service throughout the entire loan process, resulting in repeat business and positive client reviews.
  • Negotiated favorable terms and conditions for clients, ensuring the best possible mortgage options.
  • Reviewed credit reports and financial statements to accurately assess risk factors before submitting loans for approval.
  • Worked closely with processors and underwriters to expedite the approval of loans while maintaining high-quality standards.

Debt Consultant

RescueOne Financial
09.2013 - 08.2015

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  • Reduced client debt by negotiating settlements and restructuring payment plans.


  • Maximized debt reduction results with thorough research on creditors'' policies and practices.

Loan Originator

OneWest Bank, FSB
06.2009 - 09.2013
  • Increased loan application approvals by developing and maintaining strong relationships with borrowers and underwriters.
  • Streamlined the loan origination process for improved efficiency and faster closing times.

Loan Officer

Spherion
02.2009 - 06.2009

Temp to Hire

Loan Officer

IndyMac Federal Bank
07.2008 - 10.2008
  • Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
  • Examined customer loan applications for loan approvals and denials.
  • Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.

Loan Officer

IndyMac Bank
03.2001 - 07.2008
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Developed strong relationships with customers through high levels of customer service.
  • Negotiated favorable loan terms with borrowers, increasing overall profitability for the company.

Education

General

Irvine Unified School District
Irvine, CA
06-2016

Skills

  • Analytical thinking
  • Document review
  • Credit analysis proficiency
  • Client confidentiality practices
  • Debt-to-income calculation
  • Loan product sales
  • Goal oriented
  • Loan origination
  • Mortgage compliance
  • Loan origination expertise
  • Sales and marketing techniques
  • Interest rate negotiation

Accomplishments

  • Continually ranked in the higher brackets amongst my peers

Certification

  • NMLS ID 808034
  • 25 Individual State Licenses

Languages

English
Full Professional

Timeline

Licensed Mortgage Professional

Nationstar Mortgage LLC
05.2017 - 04.2025

Loan Originator

Caliber Home Loans, Inc
05.2017 - 05.2017

Loan Originator

Banc of California, National Association
08.2015 - 05.2017

Debt Consultant

RescueOne Financial
09.2013 - 08.2015

Loan Originator

OneWest Bank, FSB
06.2009 - 09.2013

Loan Officer

Spherion
02.2009 - 06.2009

Loan Officer

IndyMac Federal Bank
07.2008 - 10.2008

Loan Officer

IndyMac Bank
03.2001 - 07.2008

General

Irvine Unified School District