Work Preference
Summary
Overview
Work History
Education
Skills
Timeline
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Doreen Devine

Las Vegas

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Mortgage UnderwriterSr. Loan ProcessorLead ProcessorDistrict Sales ManagerSales Executive

Work Type

Full TimePart TimeContract Work

Location Preference

RemoteHybrid
Location: Las Vegas, NV
Open to relocation: Yes

Important To Me

Work-life balanceCompany CultureFlexible work hoursWork from home optionPaid time offHealthcare benefitsCareer advancement

Summary

Accomplished professional with a strong foundation in mortgage underwriting and sales management. Expertise in creditworthiness assessment, client relationship building, and implementing effective training programs, contributing to team cohesion and exceeding sales targets across diverse loan types.

Overview

16
16
years of professional experience

Work History

District Sales Manager

Optavise
Las Vegas
01.2024 - Current
  • Managed key accounts, strengthening relationships with clients and stakeholders to drive satisfaction.
  • Coached, developed and motivated team to achieve and exceed sales goals.
  • Created training programs to enhance sales skills and product knowledge, improving team performance.
  • Supported sales team in executing strategic initiatives for market expansion.
  • Facilitated regular meetings to align on sales goals and share best practices, ensuring team cohesion.
  • Conducted performance reviews to evaluate team effectiveness and identify growth areas.
  • Coordinated territory assignments to optimize resource coverage and allocation.

Mortgage Underwriter

NewRez / Caliber Home Loans
03.2021 - 07.2022
  • Made timely, accurate credit and collateral decisions for conventional loans.
  • Analyzed creditworthiness and evaluated loan risks for informed credit decisions.
  • Performed detailed review of credit assets, self-employed income, and third-party documentation.
  • Exceeded productivity and quality metrics by executing best practices in mortgage underwriting.
  • Maintained up-to-date knowledge of regulatory compliance policies and guidelines.
  • Collaborated with loan officers, brokers, and processors to streamline processes and improve customer experience.

Sr. Loan Processor

Quontic Bank
NY
01.2020 - 01.2021
  • Ordered and analyzed documentation, including appraisal, title work, FHA-VA case numbers, MI certs, SSA validation, flood certs, and AVMs, to ensure accuracy in loan processing.
  • Reviewed, gathered, and analyzed documents for LP or DU approval to maintain compliance with guidelines.
  • Organized and managed pipeline to consistently meet service level agreements and closing timelines.

Lead Processor

Paramount Residential Mortgage Group
Atlanta
01.2020 - 12.2020
  • Obtained and analyzed documentation for final approval submission, ensuring accuracy and completeness for underwriting.
  • Established loan submission processes to underwriting post-document compliance review, ensuring timely approvals.
  • Monitored project milestones and tracked disclosures during loan processing to maintain compliance and facilitate communication.

Independent Notary

Signing Depot
Las Vegas
01.2017 - 01.2020
  • Conducted and witnessed mortgage loan signings as a certified notary public.
  • Executed all documents accurately during signings, ensuring compliance and client trust.
  • Handled sensitive documents with discretion, safeguarding personal customer information.
  • Coordinated secure delivery of documents to title companies, maintaining confidentiality and efficiency.

Loan Document Specialist III & IV

Wells Fargo
Las Vegas
01.2010 - 01.2015
  • Executed high-volume, time-sensitive loan tasks, achieving accurate payment research and effective problem solving through clear communication with stakeholders.
  • Collaborated with underwriters, branch managers, and loan officers to ensure efficient pipeline management and timely loan processing.
  • Analyzed complex loan transactions including government and conventional loans.
  • Built strong customer relationships by delivering timely loan status updates and promptly addressing inquiries to enhance client satisfaction.
  • Trained new team members on loan processing procedures.
  • Monitored and ensured compliance with lending laws and regulations including TRID, ECOA, TILA, FCRA, HMDA, and BSA/AML.

Education

Coppin State College
Baltimore, MD

Rutgers, The State University of New Jersey
Camden, NJ

Skills

  • Loan operating systems expertise
  • Fannie Mae and Freddie Mac guidelines adherence
  • Diverse loan types experience
  • Investor overlay implementation
  • Self-employment income calculations
  • Data analysis
  • Problem solving
  • Effective communication
  • Sales training facilitation
  • Prospecting and account acquisition
  • Client relationship management
  • Team motivation strategies
  • Coaching and mentorship skills
  • Relationship management
  • Risk assessment
  • Critical thinking
  • Account acquisition

Timeline

District Sales Manager

Optavise
01.2024 - Current

Mortgage Underwriter

NewRez / Caliber Home Loans
03.2021 - 07.2022

Sr. Loan Processor

Quontic Bank
01.2020 - 01.2021

Lead Processor

Paramount Residential Mortgage Group
01.2020 - 12.2020

Independent Notary

Signing Depot
01.2017 - 01.2020

Loan Document Specialist III & IV

Wells Fargo
01.2010 - 01.2015

Coppin State College

Rutgers, The State University of New Jersey
Doreen Devine