ELI OSUNA
EL CENTRO,CA
Summary
Accomplished Finance Manager at Imperial Valley Chevrolet GMC, adept in financial product knowledge and fostering customer relationships. Excelled in negotiating optimal financing deals, achieving monthly performance targets, and mentoring staff for professional growth. Demonstrated proficiency in regulatory compliance and bilingual customer service, significantly enhancing dealership sales and expanding customer base.
Overview
7
7
years of professional experience
Work History
FINANCE MANAGER
IMPERIAL VALLEY CHEVROLET GMC
05.2017 - 10.2024
- Reviewed documentation and identified financial discrepancies where applicable.
- Prepared proper paperwork needed for retail or lease purchases
- Mentored junior finance staff, fostering professional development and strong team dynamics.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
- Conducted comprehensive risk assessments to safeguard assets and ensure regulatory compliance.
- Complied with established internal controls and policies.
- Supported financial director with special projects and additional job duties.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Maximized profitability by negotiating and structuring optimal automotive financing deals.
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Conducted regular reviews of customer credit applications to maintain accuracy and integrity in the approval process.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Provided exceptional customer service by addressing inquiries promptly, resolving issues efficiently, and maintaining open communication throughout the financing process.
- Maintained an organized workflow by prioritizing tasks effectively managing multiple client files simultaneously ensuring timely processing of all transactions.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Negotiated with lenders to obtain approvals for challenging credit profiles, expanding customer base.
Education
Associate of Science - Criminalistics And Criminal Science
Imperial Valley College
Imperial, CA06.2016
Skills
- Strong negotiation skills
- Financial product knowledge
- Credit assessment abilities
- Contract Preparation
- Automotive Industry Knowledge
- Loan underwriting proficiency
- Regulatory Compliance
- Customer service-focused
- Oral and Written Comprehension
- Credit History Review
- Customer Service
- Cash Handling
- Fluent in Spanish
Languages
Spanish
Full Professional
Timeline
FINANCE MANAGER
IMPERIAL VALLEY CHEVROLET GMC
05.2017 - 10.2024
Associate of Science - Criminalistics And Criminal Science
Imperial Valley College
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