Emalee Tanner-Moreno
Pocatello,ID
Summary
BSA Analyst with extensive experience in AML compliance, investigations, and regulatory reporting for a $14B institution. Proven ability to lead law enforcement collaboration programs, onboard advanced transaction monitoring systems, and develop policies aligned with BSA, USA Patriot Act, OFAC, and CIP requirements. Skilled in SAR filing, CTR reporting, Verafin system expertise, and mentoring analysts to ensure program effectiveness. CBSAP certified and proficient in Informant, NICE Actimize, and advanced data analysis tools.
Overview
11
11
years of professional experience
Work History
Bank Secrecy Act Analyst
Idaho Central Credit Union
Pocatello, Idaho
11.2018 - Current
- Manage and resolve transaction alerts from BSA/AML/OFAC monitoring systems to identify reportable, illegal, or suspicious activity.
- Conduct complex investigations and research alerts in coordination with branches and management to assess potential money laundering risks.
- Perform SAR filings, CTR reporting, 314(a) and 314(b) requests, and OFAC sanctions screening in compliance with regulatory standards.
- Maintain and monitor the high-risk member program, ensuring accurate reporting and risk mitigation.
- Create and deliver reports on BSA/AML/OFAC activities for internal stakeholders and audits.
- Update and review policies and procedures related to BSA, USA Patriot Act, CIP, and OFAC compliance based on regulatory changes and examinations.
- Assist in training Credit Union team members on compliance requirements under BSA, Patriot Act, and OFAC.
- Support implementation of regulatory changes and ensure adherence to evolving compliance standards.
- Act as back-up to the BSA Officer for critical compliance functions.
- Engage in data analytics to identify suspicious trends and enhance monitoring effectiveness.
- Utilize Verafin, Informant, and NICE Actimize for transaction monitoring and case management.
- Mentor analysts and provide guidance to ensure AML program effectiveness.
- Collaborate with law enforcement through a BSA partnership program to strengthen investigative outcomes.
Logistics Coordination Manager / Squad Leader
United States Army Reserve
01.2015 - 01.2021
- Oversaw logistics operations across 5 shipping locations in Iraq and Syria. (deployed 2017-2018)
- Managed supply chain coordination and personnel readiness for mission-critical operations.
- Led and trained a squad of 6 soldiers in high-pressure environments.
Education
BBA -
American Public University Systems
05.2024
Skills
- BSA/AML Compliance
- Risk Management
- Suspicious Activity Investigations
- SAR Filing
- CTR Reporting
- Regulatory Documentation
- OFAC Sanctions Screening
- USA Patriot Act Compliance
- Customer Identification Program (CIP)
- Enhanced Due Diligence
- Transaction Monitoring
- System Onboarding
- Verafin
- Policy Development
- Staff Training
- Law Enforcement Collaboration
- Leadership
- Team Mentoring
Timeline
Bank Secrecy Act Analyst
Idaho Central Credit Union
11.2018 - Current
Logistics Coordination Manager / Squad Leader
United States Army Reserve
01.2015 - 01.2021
BBA -
American Public University Systems