Eric Ladreceh
Lafayette,CA
Summary
Highly skilled Residential Mortgage Loan Consultant with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Vice President of Mortgage Lending
Guaranteed Rate Affinity
02.2021 - 06.2023
- Consulted with customers using positive communication and active listening skills, offering sound feedback and answering critical questions with effective solutions.
- Reviewed customer applications closely to identify any opportunities for further development and revenue.
- Managed communications as central point of contact for entire lending process.
- Handled paperwork and moved between customers and lending institutions to smoothly resolve any concerns.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Developed and maintained relationships with customers, lenders and other third parties.
Sr. Lending Officer
Bank Of America
12.2017 - 02.2021
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Processed loan applications and monitored progress from start to finish.
- Assisted customers with completing loan applications and other paperwork.
Mortgage Loan Officer
Citibank
02.2012 - 12.2017
- Worked with underwriters to fix application problems and resolve issues.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Mortgage Loan Officer
Bank Of America
02.2005 - 02.2012
- Worked with underwriters to fix application problems and resolve issues.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Education
Bachelor of Arts - Communications
Saint Mary's College of California
Moraga, CA05.1986
Skills
- Oral and Written Comprehension
- Property Appraisals
- Real Estate Loans
- Team Player
- Customer Experience
- Complete Loan Applications
- Applicant Counseling
- Pre-Qualification
- Document Analysis
Certification
NMLS #633539
Timeline
Vice President of Mortgage Lending
Guaranteed Rate Affinity
02.2021 - 06.2023
Sr. Lending Officer
Bank Of America
12.2017 - 02.2021
Mortgage Loan Officer
Citibank
02.2012 - 12.2017
Mortgage Loan Officer
Bank Of America
02.2005 - 02.2012
Bachelor of Arts - Communications
Saint Mary's College of California
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