Summary
Overview
Work History
Education
Skills
Timeline
Generic

Erica Mitchell

Irving,Texas

Summary

Dedicated Customer Service professional with knowledge of service delivery and proven multitasking abilities. Committed to maintaining professional relationships to increase profitability and drive business results.

Overview

6
6
years of professional experience

Work History

Retail Loss Recovery

GM Financial
04.2023 - Current
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Working Accounts with remaining balance past the loan contract date.
  • Issuing 1099C's on accounts written off.
  • Handling Commercial Vehicle Loan customers with finalizing and closing of accounts.
  • Sent Generic Task Assignments for Paid in Full accounts and Credit Bureau updates.

Account Representative II (Lease Charge Off)

GM Financial
05.2018 - Current
  • Review the reason for charge off and implemented actions needed to close the accounts.
  • Explained the sale of customers vehicles and Deficiency Balance letters sent.
  • Addressed Vehicle Inspections and charges associated with the report.
  • Processed Refunds given from Vehicle Sales, Insurance and Property Tax.
  • Sent any credit corrections needed on customers accounts

Account Representative I (End of Term Lease)

GM Financial
09.2017 - Current
  • Collaborated with other departments to address customer needs and service requests.
  • Negotiated Payment Efforts to close accounts before charge off.
  • Processed client payments and updated accounts.
  • Collect on Property Tax Invoices sent per State.
  • Partnered with Dealerships on payoffs for customers.
  • Submitted Property Tax Abatements needed per State.

Education

Psychology

Langston University
Langston, OK

High School Diploma -

Washington High School
Kansas City, KS
05.2021

Accounting

AVTS Trade School
Kansas City, KS
05.2021

Skills

  • Account Management
  • Document Control
  • Project Management
  • Account Reconciliation
  • Active Listening
  • Customer Relations
  • High-Volume Environments
  • Detailed Evaluations

Timeline

Retail Loss Recovery

GM Financial
04.2023 - Current

Account Representative II (Lease Charge Off)

GM Financial
05.2018 - Current

Account Representative I (End of Term Lease)

GM Financial
09.2017 - Current

Psychology

Langston University

High School Diploma -

Washington High School

Accounting

AVTS Trade School
Erica Mitchell