Eva Penuel
Nolensville,TN
Summary
A highly motivated seasoned professional with a solid background in self-managed positions. People-oriented, relates well with others at all levels and from all backgrounds. A positive attitude and a strong desire to achieve and succeed . Diligent and skilled in client relations and loan product recommendations. Highly responsive to delivery of services and focused on customer relationship building. Achieves compliance with company policies and regulations in carrying out job functions.
Overview
25
25
years of professional experience
Work History
Loan Officer
Central Trust Bank
Nashville, TN
07.2021 - Current
- Submitted loan applications to underwriter for verification and recommendations.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Recommended loan approvals and denials based on customer loan application reviews.
- Maintained strict confidentiality of bank records and client information.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
Loan Officer Assistant
Ameris Bank
Frankin, TN
02.2017 - 07.2021
- Worked with Loan Officer to create application profile in system and review key information at various stages within process.
- Monitored key dates to obtain information by deadlines.
- Cultivated productive relationships with clients, realtors and title/escrow officers to increase profits and expand customer base.
- Conferred with applicants and creditors to obtain information and resolve paperwork discrepancies.
- Maintained referral pipeline by reaching out regularly to real estate agents, referral partners and past clients.
- Worked with Loan Officer to create application profile in system and review key information at various stages within process
Cashier
Publix
Fort Lauderdale, FL
11.2015 - 01.2017
- Helped customers complete purchases, locate items and join reward programs to promote loyalty, satisfaction and increase sales by 15%.
- Performed POS transactions, including checks, cash and credit purchases or refunds.
- Answered questions about store policies and concerns to support positive customer experiences.
Waterjet cutting operator
Jet Pro Manufacturing, LLC
Stuart, FL
03.2015 - 11.2015
- Operate waterjet cutting machine Replace nozzles as needed for precision cutting Maintain intensifier pump & Hydraulic cylinders.
- Documented production information to record fabric yardage processed, fabric tension and machine speed.
- Conducted machine test runs and prepared machines for operation and proper function.
Senior Mechanic - Contractor
Triumph Aerostructures
Stuart, FL
10.2011 - 10.2013
- 1145 Wing-box Freighter / Passenger on Boeing 767 1145 Wing-box KC-45 Tanker (Fuel in flight) Experience in Panels, Joining Panels, Floor Beams, Front Spar, Rear Spar, Span-wise, First Stage, Second Stage, Keel and Bulkhead.
Supervisor
Taylor Bean & Whitaker
Ocala, FL
10.2007 - 08.2009
- Loan Servicing division & Insurance Department Responsibilities : Supervised Freddie Mac Stream-line servicing division Directed & trained staff of 40 employees on current banking laws Reviewed all reports and prioritized department objectives.
- Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows to meet any daily demand.
VP of Sales
Arbor Funding Corp
Ocala, FL
04.2006 - 04.2007
- Trained staff on current laws in lending industry Directed initiatives of representatives to expand customer base Developed relationships with local contractors, customers and banks.
- Increased revenue by implementing effective sales strategies in all aspects of sales cycle process from prospecting leads through close.
Owner / President
Direct Mortgage Funding, Inc
Ocala, FL
09.2004 - 03.2006
- Managed day-to-day business operations, including accounting, finance, HR, marketing and public relations.
Finance Manager
Kinder Homes
Ocala, FL
08.1992 - 01.2004
- Finance & Insurance Responsibilities: Worked in finance and insurance department for residential customers Oversee sales staff.
- Drove revenue stream development through strategic collaboration and partnerships.
Education
classes - Accounting
Central Florida College
Ocala, FL1992
High School Diploma -
Lake Weir High School, Webster College
08.1989
Skills
- Credit Reporting Software
- Personal Reference Verification
- Decision Making
- Title Abstracts
- Closing Documentation
- Verbal and Written Communication
- Customer Service
- Information Verification
Timeline
Loan Officer
Central Trust Bank
07.2021 - Current
Loan Officer Assistant
Ameris Bank
02.2017 - 07.2021
Cashier
Publix
11.2015 - 01.2017
Waterjet cutting operator
Jet Pro Manufacturing, LLC
03.2015 - 11.2015
Senior Mechanic - Contractor
Triumph Aerostructures
10.2011 - 10.2013
Supervisor
Taylor Bean & Whitaker
10.2007 - 08.2009
VP of Sales
Arbor Funding Corp
04.2006 - 04.2007
Owner / President
Direct Mortgage Funding, Inc
09.2004 - 03.2006
Finance Manager
Kinder Homes
08.1992 - 01.2004
classes - Accounting
Central Florida College
High School Diploma -
Lake Weir High School, Webster College
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