Georgina Reynoso
Riverside,CA
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills. Multi-talented loan processing professional versed in customer service and bank standards. Excellent communicator and decision-maker with a strong eye for detail and a proactive nature.
Overview
8
8
years of professional experience
1
1
Certification
Work History
MORTGAGE LOAN PROCESSOR
Union Bank Of California
Brea, CA
03.2015 - 04.2022
- Handled any conditions sent from underwriting departments
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve issues
- Set up and completed loan submission packages
- Communicated with originator and applicant concerning progress of loan file
- Coordinated closing process with attorneys, title companies, and government clerks
- Analyzed borrower credit reports and income statements to verify accuracy
- Reviewed financial statements and contacted institutions and customers to clarify details
- Developed comprehensive understanding of loan processing regulations and laws to be fully compliant
- Prepared file for final clear-to-close by branch management
- Received on-going, comprehensive training on home loan products and mortgage process
- Processed mortgage loan applications accurately and successfully for over 5 years
- Educated customers on loan services and regulations to confirm compliance
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
Loan Coordinator
Loandepot
Upland
06.2014 - 02.2015
- Assisted in preparing loan packages for review by underwriters.
- Maintained accurate records of all transactions including payment histories, account balances.
- Conducted follow-up calls to confirm receipt of application materials from customers.
- Analyzed credit reports to assess risk factors associated with potential borrowers.
- Reviewed and analyzed customer loan applications to determine creditworthiness.
Education
Business Office Specialist -
United Education Institute
01.1991
High School Diploma -
Bell Gardens High School
06.1987
No Degree - General Education
East Los Angeles College
Skills
- Appraisal Compilation
- Application Preparation
- Information Verification
- Interviews
- Financial Document Review
- Residential Mortgage Lending Regulations
- Processing Procedures
- Employment Verification
- Credit Verification
- Calculations Review
- Mortgage Loan Processing
- Loan Modification
Certification
Notary
Hobbies and Interests
- Dance
- Hike
- Music lover, enjoy dancing and singing.
- Enjoy hiking beautiful hiking trails.
Languages
Spanish
Professional
References
References available upon request.
Timeline
MORTGAGE LOAN PROCESSOR
Union Bank Of California
03.2015 - 04.2022
Loan Coordinator
Loandepot
06.2014 - 02.2015
Business Office Specialist -
United Education Institute
High School Diploma -
Bell Gardens High School
No Degree - General Education
East Los Angeles College
Notary
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