Detail-oriented financial professional with 16 years of industry experience. Results-oriented loan originator, knowledgeable about wide range of loan products. Analytical problem-solver tenacious in pursuing positive outcomes. Well versed in assessing credit history data, understanding customer's financial situation and goals, and finding appropriate solutions perfect for customer needs. Experienced with Encompass, Blend, Optimal Blue, Microsoft Word, Excel and Outlook.
Overview
11
11
years of professional experience
Work History
Senior Loan Advisor
Parkside Lending LLC
San Francisco, CA
05.2022 - 12.2022
Performed daily maintenance of loan applicant database
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Branch Manager
Preferred Rate
Roseville, CA
06.2021 - 12.2022
Hire and manage loan officers, processors and LOA's
Oversaw day-to-day branch operations
Review and ensure loans close timely
Interact with on-site processors
Identify and implement platforms designed to increase loan officer knowledge, skill set and production
Negotiated current office lease
Evaluated historical, current and forecast data to determine opportunities for development and enhancement
Developed annual branch business plan for maximum profitability and effectiveness.
Branch Manager
AFN Inc.
Brea, CA
01.2022 - 07.2022
Hire and manage loan officers, processors and LOA's
Oversee day-to-day branch operations
Review and ensure loans close timely
Interact with on-site processors
Identified and implement platforms designed to increase loan officer knowledge, skill set and production
Negotiated current office lease
Designed sales and service strategies to improve revenue and retention
Managed and inspired team members to perform to full potential, driving branch profitability
Supported outside sales force in servicing and obtaining new business.
Senior Loan Consultant
Nexa Mortage
Phoenix, AZ
02.2020 - 07.2021
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
Educated customers on variety of loan products and available credit options to promote valuable decision-making
Adhered to federal and state compliance guidelines relative to retail mortgage lending
Performed daily maintenance of loan applicant database
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility
Met with applicants to obtain information for loan applications and answer questions about processes
Helped customers make decisions about loans based ability to qualify, terms and benefits.
Senior Loan Consultant
Hometown Lenders
Enterprise, AL
12.2019 - 02.2020
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
Educated customers on variety of loan products and available credit options to promote valuable decision-making
Adhered to federal and state compliance guidelines relative to retail mortgage lending
Performed daily maintenance of loan applicant database
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files
Helped customers make decisions about loans based ability to qualify, terms and benefits
Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility
Met with applicants to obtain information for loan applications and answer questions about processes.
Senior Loan Originator
DAS Acquisition Company LLC
St. Louis, MO
10.2018 - 05.2019
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action
Met with applicants to obtain information for loan applications and answer questions about processes
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
Senior Loan Officer
Paramount Residential Mortgage Group, Inc.
Corona, CA
07.2018 - 10.2018
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Created alliances and built relationships with over [Number] financial institutions and real estate-related professionals in B2B and B2C
Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans
Processed challenging loan applications for first-time borrowers, self-employed applicants and borrowers with problematic credit histories
Resolved concerns and answered questions for parties involved with each transaction to promote successful outcomes
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Educated customers on variety of loan products and available credit options to promote valuable decision-making
Helped customers make decisions about loans based on availability, terms and benefits
Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Mortgage Loan Officer
Amcap Mortgage, Ltd.
Houston, TX
01.2018 - 07.2018
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Educated customers on variety of loan products and available credit options to promote valuable decision-making
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files
Reviewed credit histories from applicants and determined feasibility of granting requested loans.
Loan Officer
Leader One Financial
Overland Park, KS
06.2012 - 01.2018
Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan
Executed loan origination process and ordered credit reports, appraisals and preliminary title reports
Educated customers on variety of loan products and available credit options to promote valuable decision-making
Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information to update credit and loan files
Spent ample time with each applicant to break down complex information into terms that easy to understand
Cultivated partnerships with individuals and firms to better promote products meeting customers' needs
Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility
Met with applicants to obtain information for loan applications and answer questions about processes
Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
Education
Bachelor of Science - Psychology & Biology
Rockhurst University
05.1974
Skills
Financial Product Expertise
Business Relationship Focused
Creative Solution Driven
Client Care Oriented
Creative and Innovative
Critical Thinking
Analytical Skills
Proactive Problem Solving
Construction Loan Financing
Underwriting Expertise
Affiliations
Former President of the Overland Park Lions Club
Organized, promoted and ran a charitable event called the Turkey Bowl for 5 years
Timeline
Senior Loan Advisor
Parkside Lending LLC
05.2022 - 12.2022
Branch Manager
AFN Inc.
01.2022 - 07.2022
Branch Manager
Preferred Rate
06.2021 - 12.2022
Senior Loan Consultant
Nexa Mortage
02.2020 - 07.2021
Senior Loan Consultant
Hometown Lenders
12.2019 - 02.2020
Senior Loan Originator
DAS Acquisition Company LLC
10.2018 - 05.2019
Senior Loan Officer
Paramount Residential Mortgage Group, Inc.
07.2018 - 10.2018
Mortgage Loan Officer
Amcap Mortgage, Ltd.
01.2018 - 07.2018
Loan Officer
Leader One Financial
06.2012 - 01.2018
Bachelor of Science - Psychology & Biology
Rockhurst University
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