Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Guadalupe Ochoa Bernal

Maricopa,AZ

Summary

Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.

Overview

3
3
years of professional experience

Work History

Sr. Loan Officer Assistant

NEXA Mortgage LLC
01.2022 - Current
  • Answered inquiries and provided superior customer service to clients.
  • Worked with Loan officers, customers and others to obtain required information and documentation necessary to properly analyze commercial credit requests.
  • Worked closely with the Loan Operations Staff to insure efficient, thorough and accurate preparation of loan documentation.
  • Cultivated productive relationships with clients, realtors, and title/escrow officers to increase profits and expand customer base.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Supported loan processing by compiling applicant documentation such as credit reports, employment verifications, and financial history paperwork.

Mortgage Servicing Specialist Sr.

Cenlar FSB
10.2021 - 01.2022
  • Delivered exceptional customer service to every customer by leveraging extensive knowledge of products and services and creating welcoming, positive experiences.
  • Investigated and resolved customer inquiries and complaints quickly
  • Met customer call guidelines for service levels, handle time and productivity.
  • Promoted superior experience by addressing customer concerns, demonstrating empathy, and resolving problems swiftly.
  • Educated customers about billing, payment processing and support policies and procedures.

Loan Officer Assistant

NEXA Mortgage LLC.
08.2020 - 05.2021
  • Communicated with originator and applicant concerning progress of loan file.
  • Worked with Loan Officer to create application profile in system and review key information at various stages within process.
  • Handled any conditions sent from underwriting departments.
  • Coordinated with realtors and title companies to identify discrepancies and update different teams on processing progress.
  • Liaised with clients to guide through loan closing process and skillfully handle any concerns.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.

Education

GED -

Queen Creek High School
Queen Creek, AZ

Skills

  • Government Standards
  • Program Requirements
  • Federal Statutes
  • Document Verification
  • Lending Software Systems
  • Reviewing Credit Information
  • Administrative Support
  • FNMA, FHLMC, FHA and VA Knowledge
  • Proficiency with DU and LP, FHA Connection and VA Portal

Languages

Spanish
Native or Bilingual

Timeline

Sr. Loan Officer Assistant

NEXA Mortgage LLC
01.2022 - Current

Mortgage Servicing Specialist Sr.

Cenlar FSB
10.2021 - 01.2022

Loan Officer Assistant

NEXA Mortgage LLC.
08.2020 - 05.2021

GED -

Queen Creek High School
Guadalupe Ochoa Bernal