Guy Kennedy
Jackson,Michigan
Summary
Thorough and detail-oriented bank professional that brings proven expertise in evaluating applications with a balanced approach encompassing both risk mitigation and profit goals. Excels at marketing products and developing referral networks to sustain customer base. Specializes in several loan products.
Overview
12
12
years of professional experience
Work History
Mortgage Loan Originator
Premier Bank
Ann Arbor , MI
03/01/22 - Current
- Provided comprehensive mortgage loan advice and guidance to potential borrowers.
- Maintained a thorough knowledge of current lending regulations, policies, and procedures.
- Analyzed financial information provided by customers in order to determine eligibility for loans.
Mortgage Loan Originator
US Bank Home Mortgage
Ann Arbor, Michigan
02.2020 - 02.2022
- Advised customers on their financial options, including credit repair services and refinancing opportunities.
- Collaborated with company teams to expedite loan approval processes.
- Originated and closed mortgages in 20+ states. Reviewed and verified real estate and title guidelines for each new market.
Mortgage Loan Originator
Ann Arbor State Bank
Ann Arbor , MI
07.2018 - 01.2020
- Initially hired on with Ann Arbor State Bank with the same sales manager I worked with at US Bank and currently work with at Premier Bank.
- Provided comprehensive mortgage loan advice and guidance to potential borrowers.
- Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
- Stayed abreast of lending regulations, industry trends and market rates.
Business Director
American Leak Detection
Santa Barbara, CA
05.2015 - 01.2017
- Developed and implemented business strategies to increase sales and profits.
- Conducted market research to identify new business opportunities.
- Negotiated contracts with suppliers and vendors to ensure cost-effectiveness.
- Managed daily operations of the business, including budgeting, forecasting, staff management and customer service.
Licensed Personal Banker
Wells Fargo Bank, N.A.
Santa Barbara, CA
07.2011 - 05.2015
- Developed relationships with customers to increase customer satisfaction and loyalty.
- Processed loan applications, including gathering required documentation and ensuring accuracy of data entered into the system.
- Performed financial analysis of customer's accounts to identify opportunities for cross-selling additional products and services.
- Provided guidance on investment options for customers seeking assistance in meeting their long-term financial objectives.
Education
Bachelor of Science - Economics And Political Science
Central Michigan University
Mount Pleasant, MI05.2010
Skills
- Relationship Selling
- Market Research and Analysis
- Negotiation Tactics
- Desktop Underwriter Expert
- Regulatory Compliance
- Income Evaluation
- Credit History Review
- Product Education
- Intuit QuickBooks
- Economics Understanding
Timeline
Mortgage Loan Originator
US Bank Home Mortgage
02.2020 - 02.2022
Mortgage Loan Originator
Ann Arbor State Bank
07.2018 - 01.2020
Business Director
American Leak Detection
05.2015 - 01.2017
Licensed Personal Banker
Wells Fargo Bank, N.A.
07.2011 - 05.2015
Mortgage Loan Originator
Premier Bank
03/01/22 - Current
Bachelor of Science - Economics And Political Science
Central Michigan University
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