Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Heidi Oberlitner-Sheets

Ithaca

Summary

Experienced Loan Officer with proven expertise at Graco Federal Credit Union in consumer and home equity lending. Skilled in credit analysis and relationship building, I excel in guiding clients through the borrowing process while enhancing sales through effective cross-selling strategies. Committed to delivering exceptional customer service and financial counseling.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Loan Officer

Graco Federal Credit Union
09.2014 - Current
  • Evaluating loan applications to determine eligibility and risk factors.
  • Originating, reviewing, processing and closing consumer and home equity loans for borrowers.
  • Cross selling Gap, life and disability insurance and filing insurance claims.
  • Working closely with car dealerships to offer indirect automobile lending.
  • Assisting members with the mortgage application process through Member First Mortgage.

Education

High School Diploma - General Studies

Ithaca High School
Ithaca, MI

Skills

  • Documentation review
  • Relationship building
  • Sales expertise
  • Financial advising
  • Client relations
  • Credit analysis
  • Customer service-focused
  • Consumer lending
  • Loan origination
  • Financial services
  • Mortgage lending
  • Financial counseling
  • Credit scoring

Accomplishments

Certified Credit Union Financial Counselor

NMLS

Lending University

Voted #1 Loan Officer- Gratiot County 2021, 2022, 2023, 2024, 2025

Certification

CCUFC

NMLS

Timeline

Loan Officer

Graco Federal Credit Union
09.2014 - Current

High School Diploma - General Studies

Ithaca High School