Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Henry A. Llanos

Henry A. Llanos

Fort Mill,SC

Summary

Seasoned Mortgage Loan and Debt Specialist with a demonstrated history of facilitating successful loan and debt resolutions for a diverse clientele. Combining a deep understanding of mortgage products with analytical prowess to assess, advise, and align financial solutions to clients' unique needs. Known for meticulous attention to regulatory compliance, exceptional interpersonal skills, and an unwavering commitment to ensuring client satisfaction. Leveraging expertise to streamline the loan and debt consolidation process, foster client trust, and drive business growth through referrals and repeat business.

Overview

2
2
Certification
6
6
years of professional experience

Work History

Certified Debt Specialist

Beyond Finance
Charlotte, NC
01.2024 - Current
  • Skilled at working independently and collaboratively in a team environment.
  • Work flexible hours across night, weekend, and holiday shifts.
  • Work effectively in fast-paced environments.
  • Excellent communication skills, both verbal and written.

Mortgage Loan Officer

New American Funding
Charlotte, NC
12.2021 - 11.2023
  • Negotiated favorable terms on behalf of clients, ensuring their long-term financial success with their mortgage loans.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Analyzed loan applications and credit reports to determine loan eligibility and risk level.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.

Mortgage Loan Officer

Lakeview Loan Servicing
Charlotte, NC
02.2018 - 10.2021
  • Utilized CRM software proficiently for tracking leads, organizing client information, and planning follow-up communications.
  • Monitored pipelines to track and log status of loans.
  • Explained different types of loans pertaining to client situations.
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.

Education

Associate of Arts - Business Administration And Management

Kirkwood College
Cedar Rapids, IA

Skills

  • Goal-driven approach to business objectives
  • Deep understanding of Compliance, Federal Mortgage laws, and regulations
  • Proficient in Government, Conventional, Purchase, and Refinance loan processes
  • Fluent in Spanish, enabling broader client communication
  • Exceptional negotiation skills
  • Detail-oriented and organized
  • Track record in achieving Sales Goals

Certification

  • NMLS 1737605
  • IAPDA Certified Debt Specialist

Timeline

Certified Debt Specialist

Beyond Finance
01.2024 - Current

Mortgage Loan Officer

New American Funding
12.2021 - 11.2023

Mortgage Loan Officer

Lakeview Loan Servicing
02.2018 - 10.2021

Associate of Arts - Business Administration And Management

Kirkwood College
Henry A. Llanos