Irene Fernandez

I was responsible for individual risk evaluation, selection, terms, conditions and pricing to achieve the company’s profit objective. Work with producers and company staff to enhance productive and profitable relationships.

Essential Functions / Major Responsibilities:
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Analyze and select or reject risks within Authority Grant
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Price exposures based upon rating and underwriting techniques within Authority Grant
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Perform data entry of new submissions to generate quote or declination
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Request, review and sign off on Loss Control Surveys and apply recommendations as appropriate
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Review available forms to implement coverage terms appropriate to the individual risk

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Review activity on in-force accounts, evaluate exposures and take appropriate action within established timelines
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Build and foster successful relationships with agents/brokers
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Learn and demonstrate proficient use of company proprietary system, imaging system and specific tools used to analyze and underwrite risks

Underwriting by analyzes and assesses the risks in providing insurance to individuals and companies, and establishes the pricing of the insurance premium.

• Applied accurate pricing standards to meet business needs and customer requirements.
• Maintained current understanding of industry and underwriting procedures.